168 Adelaide Street N, Kawartha Lakes

$535,000
168 Adelaide Street N

$535,000

New
30d
DetachedSidesplit

168 Adelaide Street N, Kawartha Lakes

Total Monthly Obligation $2,816

Beds
4
Baths
3
Park
4
Sqft
700-1100
DOM
30d
Score
23
Yield
6.1%
Cash on Cash
1.7%
Cap Rate
5.0%
5Y IRR
17.0%
10Y IRR
15.7%
Property Type-Detached
MLS® Number-X13817650
Beds-4
Bathrooms-3
Size-700-1100 sqft
Lot Size-75 × 139.39 ft
Listed on site-Sep 23, 2026
Style-Sidesplit
Building Type-Detached
Age-31-50
Taxes-$3,399.64 (2026)
Parking-6 - Carport
Basement-Finished, Separate Entrance
Heating-Baseboard (Electric)
Brokerage-Birdhouse Realty Inc.
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-Lindsay
Title-Residential Freehold

No agent assigned

Located in Lindsay's highly desirable north end, this well maintained 3+1 bedroom, 3-bathroom home sits on a premium corner lot in a fabulous school district. The main level features engineered hardwood flooring, a bright and spacious living and dining area, and a well-appointed newer kitchen with a walkout to a private, tree-lined backyard-perfect for relaxing or entertaining.The upper level offers the convenience of second-floor laundry, a generous primary bedroom with a private ensuite, and two additional spacious bedrooms.The fully finished lower level has a separate entrance, kitchen, recreation room, bedroom, and full bathroom, making it ideal for a self-contained in-law suite with excellent income potential or extended family living. Large windows throughout flood the home with natural light, creating a bright, warm, and inviting atmosphere. Offering exceptional versatility in one of Lindsay's most sought-after family neighbourhoods, this is a property you won't want to miss.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$428,000
Land Transfer Taxes$7,175
Legal Fees (Est.)
$
Total cash required for closing$115,675

Total Monthly Obligation

$2,816/mo
Mortgage $2,158
Monthly Loss $2,248
Principal$568
Interest$1,590
Property Tax$283
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.0%27
Cash-on-Cash
-4.0%3
5-Year IRR
12.5%54
10-Year IRR
12.6%
Returns Index
28.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,400/yr
NOI
$21,260/yr
Net Cash Flow
-$386/mo
Cash Margin
-14.3%0
Cash Flow Index
0.3/ 100
Risk Profile
Weight: 20%
DSCR
0.8215
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo58
Risk Index
30.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 168 Adelaide Street N

Time

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