47 McCurdy Road, Guelph

$949,900
47 McCurdy Road

$949,900

New
30d
Detached2-Storey

47 McCurdy Road, Guelph

Total Monthly Obligation $4,793

Beds
4
Baths
3
Park
3
Sqft
2000-2500
DOM
30d
Score
18
Yield
4.9%
Cash on Cash
-3.4%
Cap Rate
3.8%
5Y IRR
12.9%
10Y IRR
12.5%
Property Type-Detached
MLS® Number-X13817770
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-30.51 × 127.95 ft
Listed on site-Sep 23, 2026
Style-2-Storey
Building Type-Detached
Taxes-$7,038.66 (2026)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage Royal City Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Kortright West
Title-Residential Freehold

No agent assigned

Located in Guelph's sought-after Kortright West neighbourhood, this spacious home offers 4 bedrooms, 2.5 bathrooms, and multiple living areas to suit your lifestyle. A charming exterior opens to a functional, family-friendly entryway with garage access and a conveniently located powder room. The main level is bright and inviting, with a flowing layout that's perfect for entertaining. Brand new luxury vinyl flooring creates a cohesive feel throughout the living room, dining room, and kitchen. The fully renovated kitchen features quartz countertops, stainless steel LG Smart appliances, and a built-in breakfast bar. Step outside onto the raised deck and enjoy views of your spacious backyard - perfect for weekend BBQs! This level also features a brand new, full-size laundry room complete with an LG washer and dryer and a handy utility sink. The impressive family room above the garage offers soaring ceilings and access to a hidden crawl space/playroom. All bathrooms have been tastefully updated with new vanities and toilets, including a double vanity in the main bath. The primary suite features its own dedicated ensuite and two closets. The finished walk-out lower level includes a fourth bedroom, a large recreation room, plenty of storage, and a rough-in for a future bathroom and/or separate laundry. Additional recent updates include a new furnace, privacy fencing for the entire backyard, front hardscaping, and a new Smart Chamberlain automatic garage door opener. Only a few steps away from a top-rated school(Rickson Ridge PS), parks, trails, and public transit. Located close to major commuter routes, Stone Road Mall, Hartsland Market Square, the best elementary and high schools, University of Guelph, Restaurants, Medical/Dental Clinics, Pharmacy, Gyms, and other major amenities.Features a 1.5-car garage and 4 total parking spots, with potential to convert living areas into 6-7 bedrooms, ideal for families or high-yield student rentals

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$759,920
Land Transfer Taxes$15,473
Legal Fees (Est.)
$
Total cash required for closing$206,953

Total Monthly Obligation

$4,793/mo
Mortgage $3,832
Monthly Loss $3,785
Principal$1,008
Interest$2,823
Property Tax$587
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.7%1
5-Year IRR
9.6%33
10-Year IRR
10.2%
Returns Index
17.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,476/yr
NOI
$30,290/yr
Net Cash Flow
-$1,307/mo
Cash Margin
-33.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.669
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
19.3/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 47 McCurdy Road

Time

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