25 Concession Street 110, Cambridge

$369,900
25 Concession Street 110

$369,900

Price Change
30d
Condo Apartment1 Storey/Apt

25 Concession Street 110, Cambridge

Total Monthly Obligation $2,352

Beds
1
Baths
1
Park
1
Sqft
600-699
DOM
30d
Score
19
Yield
5.8%
Cash on Cash
-6.0%
Cap Rate
3.3%
5Y IRR
10.9%
10Y IRR
10.9%
Property Type-Condo Apartment
MLS® Number-X13817920
Beds-1
Bathrooms-1
Size-600-699 sqft
Listed on site-Sep 23, 2026
Style-1 Storey/Apt
Building Type-Condo Apartment
Age-11-15
Taxes-$3,266.3 (2026)
Maintenance-$387.93/mo
Locker-None
Parking-1 - None
Basement-Development Potential, Unfinished
Heating-Radiant (Gas)
Brokerage-ROYAL LEPAGE WOLLE REALTY
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Stone, Vinyl Siding
Possession-quick close pref
Title-Residential Condo & Other

No agent assigned

Experience the character of historic Galt in this unique ground-level one-bedroom condo at The Grand River Lofts. With soaring 15-foot ceilings, original exposed stonework, and large open living spaces, this home offers a distinctive blend of historic charm, modern comfort, and unbeatable spaciousness. The carpet-free interior features radiant heating throughout, while the kitchen includes granite countertops, stainless steel appliances, and tile backsplash. The spacious lower level is an especially rare feature, providing an additional 546 square feet of development potential. This unfinished space creates the opportunity to expand the living space and create an area that fits your needs, or simply provides ample storage. Set in the heart of Downtown Cambridge, you'll be within easy reach of Dickson Park, Soper Park, the Grand River, Trans Canada trails, and the vibrant Gaslight District, with its restaurants, cafes, shops, and entertainment. Whether you're looking for your first home, a low-maintenance space for your lifestyle, or an investment opportunity, this one-of-a-kind condo offers character, flexibility, and convenience all in one of Cambridge's most desirable neighborhoods. Don't miss the chance to make it your own!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$295,920
Land Transfer Taxes$4,024
Legal Fees (Est.)
$
Total cash required for closing$79,504

Total Monthly Obligation

$2,352/mo
Mortgage $1,492
Monthly Loss $1,960
Principal$393
Interest$1,099
Property Tax$272
Condo Fees$388
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.3%0
5-Year IRR
7.0%18
10-Year IRR
8.5%
Returns Index
10.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$21,372/yr
NOI
$8,913/yr
Net Cash Flow
-$749/mo
Cash Margin
-42.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
4.1 mo71
Risk Index
31.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 Concession Street 110

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.