14 Elson Drive, Guelph

$869,900
14 Elson Drive

$869,900

Price Change
30d
DetachedBungalow-Raised

14 Elson Drive, Guelph

Total Monthly Obligation $4,367

Beds
4
Baths
3
Park
3
Sqft
1100-1500
DOM
30d
Score
19
Yield
5.0%
Cash on Cash
-2.5%
Cap Rate
4.0%
5Y IRR
13.6%
10Y IRR
13.0%
Property Type-Detached
MLS® Number-X13818682
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-47.57 × 111.26 ft
Listed on site-Sep 23, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-31-50
Taxes-$5,798.3 (2026)
Parking-5 - Attached
Basement-Apartment, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTY SPECIALISTS INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick Front, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Dovercliffe Park/Old University
Title-Residential Freehold

No agent assigned

This beautiful raised bungalow is ideally located just minutes from the University of Guelph, and presents an outstanding opportunity for families, investors or first-time home buyers. The bright and spacious main level features three generous bedrooms with the primary bedroom offering a large walk-in closet and a 4-piece bathroom. A large family-sized eat-in kitchen designed for everyday living and entertaining includes an abundance of cabinetry and expansive counter space, along with the oversized breakfast area that walks out to the backyard. The fully finished lower level offers incredible versatility with a self-contained basement apartment featuring a separate entrance, an additional bedroom, 2nd kitchen, and a warm, inviting living room complete with a cozy gas fireplace. Whether used for extended family, student accommodations, or as an income-generating rental suite, this space adds tremendous value and flexibility. Parking is never a concern with an oversized driveway accommodating three vehicles, plus an attached two-car garage, providing a total of five parking spaces. Offering a functional layout, excellent income potential, and a highly desirable location close to the University of Guelph, schools, parks, shopping, and major amenities, this home is a rare opportunity that combines comfortable family living with outstanding investment potential.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$695,920
Land Transfer Taxes$13,873
Legal Fees (Est.)
$
Total cash required for closing$189,353

Total Monthly Obligation

$4,367/mo
Mortgage $3,509
Monthly Loss $3,444
Principal$923
Interest$2,586
Property Tax$483
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%21
Cash-on-Cash
-6.9%1
5-Year IRR
10.1%36
10-Year IRR
10.7%
Returns Index
19.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$43,800/yr
NOI
$29,122/yr
Net Cash Flow
-$1,082/mo
Cash Margin
-29.6%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.6910
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
20.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 14 Elson Drive

Time

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