164 Prince Street, Peterborough

$444,000
164 Prince Street

$444,000

Price Change
30d
DetachedBungalow

164 Prince Street, Peterborough

Total Monthly Obligation $2,492

HausQ Valuation Report
Beds
4
Baths
1
Park
3
Sqft
700-1100
DOM
30d
Score
23
Yield
6.4%
Cash on Cash
1.8%
Cap Rate
5.0%
5Y IRR
17.0%
10Y IRR
15.8%
Property Type-Detached
MLS® Number-X13818854
Beds-4
Bathrooms-1
Size-700-1100 sqft
Lot Size-47.81 × 86 ft
Listed on site-Sep 23, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$3,909.8 (2025)
Parking-4 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX HALLMARK EASTERN REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Neighbourhood-Town Ward 3
Title-Residential Freehold

No agent assigned

This vacant, move-in ready 4 main floor bedroom bungalow offers an incredible, high-value opportunity on a quiet street known for its fantastic community feel. The true highlight of this home is the rare main-floor footprint, boasting 4 spacious bedrooms thanks to a substantial addition, alongside a detached garage and a private driveway with parking for three cars. Enter the home from a covered front porch area. Buyers will love the total peace of mind that comes with premium, big-ticket updates, including brand-new roof shingles (2026), a modern furnace (2024), and an upgraded 200-amp electrical service, and an average total utilities highly affordable at approximately $300/month for heat, hydro, and water. The functional main level also features a refreshed 4-piece bath, a large kitchen, and a bright, open-concept living and dining area with brand-new flooring. Outside, you'll enjoy an easy to maintain yard and the ultimate lifestyle location, sitting within easy walking distance to downtown shopping, transit, YMCA, the vibrant Peterborough Farmers' Market, and popular community events like Peterborough Musicfest twice a week in the summer or at the Memorial Centre just around the corner for concerts and sporting events.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$355,200
Land Transfer Taxes$5,355
Legal Fees (Est.)
$
Total cash required for closing$95,655

Total Monthly Obligation

$2,492/mo
Mortgage $1,791
Monthly Loss $2,020
Principal$471
Interest$1,320
Property Tax$326
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.9%26
Cash-on-Cash
-4.6%3
5-Year IRR
12.1%51
10-Year IRR
12.3%
Returns Index
26.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$28,368/yr
NOI
$17,121/yr
Net Cash Flow
-$364/mo
Cash Margin
-15.4%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.8014
LTV Ratio
80.0%18
Vacancy Buffer
3.8 mo66
Risk Index
32.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 164 Prince Street

Time

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