401 Laurel Street, Cambridge

$1,100,000
401 Laurel Street

$1,100,000

Price Change
30d
Detached2 1/2 Storey

401 Laurel Street, Cambridge

Total Monthly Obligation $6,205

Beds
4
Baths
5
Park
6
Sqft
3500-5000
DOM
30d
Score
14
Yield
3.8%
Cash on Cash
-11.8%
Cap Rate
2.0%
5Y IRR
6.4%
10Y IRR
7.5%
Property Type-Detached
MLS® Number-X13818910
Beds-4
Bathrooms-5
Size-3500-5000 sqft
Lot Size-60 × 198 ft
Listed on site-Sep 23, 2026
Style-2 1/2 Storey
Building Type-Detached
Taxes-$16,714 (2026)
Parking-6 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-Keller Williams Home Group Realty
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick, Stucco (Plaster)
Roof-Metal
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Title-Residential Freehold

No agent assigned

What if the home you've been dreaming about could also be the place where your dreams take shape? Welcome to 401 Laurel St. A truly rare opportunity to bring your life, your work and your vision together under one roof. Imagine waking up in a beautiful, character filled home, enjoying your morning coffee, and then simply walking into your own professional space. No commute. No separation between where you live and what you love to do. Just one extraordinary property where home, business and possibility come together. This unique legal non-conforming property offers approximately 3,000 sq. ft. of professional office/clinic space, with zoning that permits medical use, along with a finished, usable basement. Whether you've dreamed of establishing your own practice, growing an existing business, creating a professional studio or simply having the freedom to work from home in a way most people can only imagine, the possibilities here are remarkable. Then we have the home that was lovingly renovated in 2017. The approximately 2,000 sq. ft. residence beautifully preserves the character and charm that make a property like this so special. A welcoming foyer and grand staircase introduce you to soaring ceilings, natural woodwork and gorgeous high-quality Bavarian windows, creating a warmth and sense of history that is increasingly difficult to find. Maybe your next chapter doesn't require choosing between the life you want and the work you love. Maybe you can have both.

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$
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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$880,000
Land Transfer Taxes$18,475
Legal Fees (Est.)
$
Total cash required for closing$239,975

Total Monthly Obligation

$6,205/mo
Mortgage $4,437
Monthly Loss $5,037
Principal$1,168
Interest$3,269
Property Tax$1,393
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.5%10
Cash-on-Cash
-15.5%0
5-Year IRR
3.6%8
10-Year IRR
5.8%
Returns Index
5.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,000/yr
NOI
$16,586/yr
Net Cash Flow
-$3,055/mo
Cash Margin
-87.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.312
LTV Ratio
80.0%18
Vacancy Buffer
1.6 mo24
Risk Index
14.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 401 Laurel Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.