2 Shetland Crescent, St. Catharines

$549,900
2 Shetland Crescent

$549,900

Price Change
30d
DetachedBacksplit 4

2 Shetland Crescent, St. Catharines

Total Monthly Obligation $2,968

Beds
5
Baths
2
Park
4
Sqft
1100-1500
DOM
30d
Score
24
Yield
6.5%
Cash on Cash
2.7%
Cap Rate
5.2%
5Y IRR
17.7%
10Y IRR
16.4%
Property Type-Detached
MLS® Number-X13819168
Beds-5
Bathrooms-2
Size-1100-1500 sqft
Lot Size-63.09 × 91.28 ft
Listed on site-Sep 23, 2026
Style-Backsplit 4
Building Type-Detached
Age-51-99
Taxes-$4,494.93 (2026)
Parking-5 - Attached
Basement-Partially Finished
Heating-Forced Air (Gas)
Brokerage-UNION CAPITAL REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible/30-60 Days
Neighbourhood-450 - E. Chester
Title-Residential Freehold

No agent assigned

Excellent first time home buyer or investor property nestled in this corner lot in a family-friendly neighbourhood right next to Jeaune Sauvee French Immersion Public School and Kernahan Park. This backsplit offers 3 bedrooms on the upper level, 2 large bedrooms on the lower levels, two 3-pcbathrooms, an all-season sunroom that leads to the garage and backyard, a large side deck for extra storage and seating. Close to shopping amenities, schools, parks, public transit and places of worship. Spacious Backsplit offers lots of space and great sized rooms on a corner lot. Lower level rooms and kitchen area - the Seller hereby represents and warrants that they make no representations or warranties regarding its retrofit status.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$2,968/mo
Mortgage $2,218
Monthly Loss $2,384
Principal$584
Interest$1,634
Property Tax$375
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.2%29
Cash-on-Cash
-3.1%4
5-Year IRR
13.3%59
10-Year IRR
13.2%
Returns Index
30.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,496/yr
NOI
$22,951/yr
Net Cash Flow
-$306/mo
Cash Margin
-10.3%1
Cash Flow Index
0.6/ 100
Risk Profile
Weight: 20%
DSCR
0.8617
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
30.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 2 Shetland Crescent

Time

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Data last updated within the past 24 hours.