1095 Mineral Springs Road, Hamilton

$1,999,900
1095 Mineral Springs Road

$1,999,900

New
30d
Detached2-Storey

1095 Mineral Springs Road, Hamilton

Total Monthly Obligation $9,327

Beds
4
Baths
5
Park
4
Sqft
2500-3000
DOM
30d
Score
14
Yield
2.7%
Cash on Cash
-11.9%
Cap Rate
2.0%
5Y IRR
6.3%
10Y IRR
7.4%
Property Type-Detached
MLS® Number-X13820092
Beds-4
Bathrooms-5
Size-2500-3000 sqft
Lot Size-100 × 154.83 ft
Listed on site-Sep 23, 2026
Style-2-Storey
Building Type-Detached
Taxes-$10,623.33 (2025)
Parking-6 - Attached
Basement-Full, Walk-Out, Finished with Walk-Out
Heating-Forced Air (Propane)
Brokerage-REAL BROKER ONTARIO LTD.
Cooling-Central Air
Laundry-No
Fireplace-Propane
Pool-None
Facing-North
Exterior-Board & Batten , Stone
Roof-Shingles
Foundation-Concrete
Sewer-Septic
Possession-Immediate
Neighbourhood-Rural Ancaster
Title-Residential Freehold

No agent assigned

Tucked along one of Ancaster's most picturesque country roads, 1095 Mineral Springs Road offers modern living, privacy, and natural beauty. Surrounded by mature trees and conservation lands, this impressive home features approximately 4,171 sq. ft. of finished living space with 4 bedrooms, 5 bathrooms, and a fully finished walk-out lower level. The bright, open-concept main floor offer expansive windows, generous living spaces, built-in appliances, and a warm propane fireplace creating a comfortable & contemporary feel. The walk-out lower level extends the living space with additional room to relax, host, or entertain, complete with a wet bar and direct access outdoors. Set on a generous 100 x 154 ft lot with an attached double garage and ample parking, the property feels like a private countryside retreat while remaining just minutes from Ancaster Village, trails, conservation areas, golf, and highway access. A standout opportunity to enjoy space, style, and serenity in one of Ancaster's most scenic settings.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,599,920
Land Transfer Taxes$36,473
Legal Fees (Est.)
$
Total cash required for closing$437,953

Total Monthly Obligation

$9,327/mo
Mortgage $8,067
Monthly Loss $7,204
Principal$2,123
Interest$5,944
Property Tax$885
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.7%10
Cash-on-Cash
-14.6%0
5-Year IRR
4.1%9
10-Year IRR
6.0%
Returns Index
5.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$54,456/yr
NOI
$33,887/yr
Net Cash Flow
-$5,243/mo
Cash Margin
-115.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.353
LTV Ratio
80.0%18
Vacancy Buffer
1.0 mo17
Risk Index
12.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1095 Mineral Springs Road

Time

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Data last updated within the past 24 hours.