16020 Front Road, Loyalist

$1,300,000
16020 Front Road

$1,300,000

New
31d
Detached1 1/2 Storey

16020 Front Road, Loyalist

Total Monthly Obligation $6,132

Beds
7
Baths
3
Park
10
Sqft
2000-2500
DOM
31d
Yield
3.7%
Cash on Cash
-7.4%
Cap Rate
3.0%
5Y IRR
9.7%
10Y IRR
10.0%
Property Type-Detached
MLS® Number-X13820222
Beds-7
Bathrooms-3
Size-2000-2500 sqft
Lot Size-2279.89 × 389.75 ft
Listed on site-Sep 22, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$6,156.13 (2026)
Parking-10 - Detached
Basement-Full, Exposed Rock
Heating-Baseboard (Electric)
Brokerage-RE/MAX FINEST REALTY INC., BROKERAGE
Cooling-Other, Window Unit(s)
Laundry-No
Fireplace-Wood, Wood Stove
Pool-None
Facing-North
Exterior-Stone
Roof-Metal
Foundation-Stone
Sewer-Septic
Possession-Flexible
Neighbourhood-Amherst Island
Title-Residential Freehold

No agent assigned

Step back in time to a quieter, more genteel era at The Headlands. This 1840 stone house is at the far western edge of Amherst Island overlooking Prince Edward County. It sits on almost 14 acres with 2,300 feet of shoreline - walk the trails to the end of the island. It is one of only two stone houses on the island, and the original character is still here: enormous original fireplaces, original woodwork throughout and wide plank wood floors. But you're not missing the modern conveniences, including heat pumps in the main house. The 2347 sq ft main house has four bedrooms and one and a half bathrooms. The 1300 sq ft carriage house has three bedrooms, one bathroom and a huge living space on the main floor that works as an office, a studio or whatever you need. The Main floor is plumbed for a wet-bar, if you want to create an in-law or entertaining space. Picture croquet on the front lawn and cocktails on the stone patio, with perennial gardens, a kitchen garden, and rolling lawns. Sit by the level waterfront and watch sailboats going by on the north channel of Lake Ontario's Bay of Quinte. Your closest neighbours are a flock of sheep, with the Amherst Island Beacon lighthouse at the western edge of the property. Amherst Island is a destination for cyclists, nature lovers, sailors, and photographers and Headlands is currently a successful Airbnb. Amherst Island is a close rural community in Lake Ontario, 20 minutes from Kingston and less than three hours from Toronto, Montreal and Ottawa, and reached by a 15-minute ferry crossing that runs from 6 a.m. to 1:30 a.m., seven days a week.

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Closing Costs

Mortgage Amount
$1,040,000
Land Transfer Taxes$22,475
Legal Fees (Est.)
$
Total cash required for closing$283,975

Total Monthly Obligation

$6,132/mo
Mortgage $5,244
Monthly Loss $4,752
Principal$1,380
Interest$3,864
Property Tax$513
Home Insurance$125
Variable Costs$250

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 16020 Front Road

Time

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