1089 Lutes Lane, Algonquin Highlands

$2,995,000
1089 Lutes Lane

$2,995,000

New
32d
Detached2-Storey

1089 Lutes Lane, Algonquin Highlands

Total Monthly Obligation $13,154

Beds
4
Baths
2
Park
6
Sqft
2000-2500
DOM
32d
Property Type-Detached
MLS® Number-X13821104
Beds-4
Bathrooms-2
Size-2000-2500 sqft
Lot Size-1025 × 375 ft
Listed on site-Sep 21, 2026
Style-2-Storey
Building Type-Detached
Taxes-$8,379.36 (2026)
Parking-6 - Attached
Basement-Unfinished, Separate Entrance
Heating-Baseboard (Electric)
Brokerage-Forest Hill Real Estate Inc.
Cooling-None
Laundry-No
Fireplace-Living Room, Wood
Pool-None
Facing-South
Exterior-Stone, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Septic
Possession-Flexible
Neighbourhood-McClintock
Title-Residential Freehold

No agent assigned

Welcome to one of the nicest properties on Kawagama Lake! EXTREMELY PRIVATE, Algonquin-esque POINT-OF-LAND with 1,025 feet of rocky/sandy shoreline, 2.4 acres of mature forested land with multiple sun exposures (i.e. south, east and north), where sunsets can be enjoyed on the north side of the point or take in sunrises on east/SE side of the point. This unparalleled, level property is located beside CROWN LAND which provides extra privacy "at no cost"! There's a well-built, fully insulated/WINTERIZED, spacious, two-storey cottage/home. The main dwelling (~2,268 sq ft) has 4-bedrooms and 2 bathrooms (including roughed-in bathroom plumbing in basement). It was built in 1985 and has an ENORMOUS/complete wrap-a-round sundeck/covered porch with Dura decking and an aluminum railing. There's a massive, granite rock fireplace in the living area and an old Elmira cook stove in its country-style kitchen, 200 yr-old hand-scribed (barn) square timber ceiling beams, pine accents, hickory hardwood flooring and much more! HIGH SPEED INTERNET is on site. 297' drilled well with a buried heat line. Approved septic system (1985). Owner pumped out septic tank in 2023. Guest cabin by the shoreline edge is nostalgically quaint with a 1950's vibe, electricity & running water and in great condition. The other cabin (1940's) is in rough shape (i.e. realistically a "teardown"), but its footprint by the lake's edge is valuable. All dwellings are fully furnished together w/appliances. This property is idyllic for wading & swimming, in either shallow or deep waters on sand or rock. Shoreline Road Allowance (SRA) is owned. Two surveys are available. Long winding, private treed driveway. Access to many trails on crown land nearby for snowmobiling, ATVing, hiking, cycling, snowshoeing and much more. Kawagama Lake (i.e. the largest in Haliburton) is excellent for trout & bass fishing. Conveniently located within 3 hrs of the Toronto area. Check out this special property that boasts so much privacy!

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Closing Costs

Mortgage Amount
$2,396,000
Land Transfer Taxes$61,350
Legal Fees (Est.)
$
Total cash required for closing$661,850

Total Monthly Obligation

$13,154/mo
Mortgage $12,081
Monthly Loss $9,975
Principal$3,179
Interest$8,902
Property Tax$698
Home Insurance$125
Variable Costs$250

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*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1089 Lutes Lane

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