26 James Street, Quinte West

$454,900
26 James Street

$454,900

New
29d
DetachedBungalow

26 James Street, Quinte West

Total Monthly Obligation $2,420

HausQ Valuation Report
Beds
3
Baths
1
Park
2
Sqft
700-1100
DOM
29d
Score
23
Yield
5.8%
Cash on Cash
0.9%
Cap Rate
4.8%
5Y IRR
16.3%
10Y IRR
15.2%
Property Type-Detached
MLS® Number-X13822808
Beds-3
Bathrooms-1
Size-700-1100 sqft
Lot Size-50 × 80 ft
Listed on site-Sep 24, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$2,520 (2025)
Parking-2 - None
Basement-Separate Entrance, Unfinished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-Royal Lepage Proalliance Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Trenton Ward
Title-Residential Freehold

No agent assigned

Welcome to this solid brick bungalow, offering endless possibilities for homeowners, investors, or anyone looking to create their dream space. Featuring 3 bedrooms, 1 bathroom, and a separate entrance to the basement, this home provides the perfect opportunity to expand your living space or create an in-law suite. The unfinished basement is a blank canvas, ready for your vision. Design the layout that suits your needs by adding additional bedrooms, a bathroom, a spacious rec room, or whatever your lifestyle requires. Situated on a desirable corner lot, this well-built home offers plenty of potential inside and out. Conveniently located close to shopping, schools, parks, and all essential amenities, you'll also appreciate being just 4 minutes from CFB Trenton, making it an ideal location for military families, commuters, or investors. Whether you're looking to move in and make it your own or unlock its full potential through renovation, this property is packed with opportunity. Don't miss your chance to own a home with great bones in a fantastic location!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$363,920
Land Transfer Taxes$5,573
Legal Fees (Est.)
$
Total cash required for closing$98,053

Total Monthly Obligation

$2,420/mo
Mortgage $1,835
Monthly Loss $1,937
Principal$483
Interest$1,352
Property Tax$210
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.3%2
5-Year IRR
11.5%46
10-Year IRR
11.8%
Returns Index
24.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
23/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,520/yr
NOI
$16,848/yr
Net Cash Flow
-$431/mo
Cash Margin
-19.5%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7713
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo68
Risk Index
33.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 26 James Street

Time

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Data last updated within the past 24 hours.