25 Cloy Drive, Thorold

$709,900
25 Cloy Drive

$709,900

New
29d
Detached2-Storey

25 Cloy Drive, Thorold

Total Monthly Obligation $3,796

HausQ Valuation Report
Beds
4
Baths
3
Park
2
Sqft
2000-2500
DOM
29d
Score
16
Yield
4.2%
Cash on Cash
-7.8%
Cap Rate
2.9%
5Y IRR
9.4%
10Y IRR
9.8%
Property Type-Detached
MLS® Number-X13823552
Beds-4
Bathrooms-3
Size-2000-2500 sqft
Lot Size-53.8 × 92.1 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Detached
Age-0-5
Taxes-$6,685 (2025)
Parking-4 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX REALTY SPECIALISTS INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-562 - Hurricane/Merrittville
Title-Residential Freehold

No agent assigned

Luxurious & Spacious Detached Home Located In The Prime Neighborhood. 2306 Sq Feet Empire home with Open-concept layout with 9 ft Ceilings on the main level; amazing corner lot. Bright And Sunny House. Spacious Master Bedroom With Ensuite & Large Walk-In Closet The 2nd Level Has 4 Bedrooms, 2 full Bathrooms. Kitchen Offers Plenty Of cabinets.2-car garage and 2 in the driveway. Amazing Location, Close To Hwy 406, Niagara College, Brock University, Seaway Mall, Walmart, Canadian Tire, Rona, and schools. About 20min from Niagara Falls& Niagara General Hospital.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$567,920
Land Transfer Taxes$10,673
Legal Fees (Est.)
$
Total cash required for closing$154,153

Total Monthly Obligation

$3,796/mo
Mortgage $2,864
Monthly Loss $3,042
Principal$754
Interest$2,110
Property Tax$557
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.3%0
5-Year IRR
6.0%14
10-Year IRR
7.6%
Returns Index
8.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,700/yr
NOI
$15,545/yr
Net Cash Flow
-$1,568/mo
Cash Margin
-63.4%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.454
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo41
Risk Index
21.1/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 25 Cloy Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.