341 Ontario Street, Stratford

$539,900
341 Ontario Street

$539,900

New
29d
Detached2 1/2 Storey

341 Ontario Street, Stratford

Total Monthly Obligation $2,846

HausQ Valuation Report
Beds
4
Baths
1
Park
2
Sqft
1100-1500
DOM
29d
Score
22
Yield
5.9%
Cash on Cash
0.9%
Cap Rate
4.8%
5Y IRR
16.3%
10Y IRR
15.2%
Property Type-Detached
MLS® Number-X13824092
Beds-4
Bathrooms-1
Size-1100-1500 sqft
Lot Size-32.4 × 119.3 ft
Listed on site-Sep 24, 2026
Style-2 1/2 Storey
Building Type-Detached
Age-100+
Taxes-$3,516 (2026)
Parking-2 - None
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-RE/MAX A-B Realty Ltd
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Metal
Foundation-Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Stratford
Title-Residential Freehold

No agent assigned

Welcome to 341 Ontario Street. This beautiful 2.5-storey brick home offers the perfect blend of classic character and modern updates. Centrally located close to downtown, schools, shopping, and everyday amenities, this spacious 4-bedroom home is ideal for families, professionals, or anyone looking to enjoy the best of Stratford.The home has been extensively updated, both aesthetically and mechanically. The renovated kitchen features sleek hard-surface countertops, and new flooring flows throughout the home. New windows provide added comfort and style, while updated plumbing and wiring offer important modern improvements.The renovated bathroom adds a fresh, contemporary touch. The finished attic provides additional flexible living space, perfect for a home office, studio, guest area, or playroom.With its attractive brick exterior, generous 4-bedroom layout, finished attic, and numerous updates throughout, 341 Ontario Street is a wonderful opportunity to own a character-filled home with many of the modern improvements buyers are looking for. Come and discover everything this beautifully updated Stratford home has to offer.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$431,920
Land Transfer Taxes$7,273
Legal Fees (Est.)
$
Total cash required for closing$116,753

Total Monthly Obligation

$2,846/mo
Mortgage $2,178
Monthly Loss $2,273
Principal$573
Interest$1,605
Property Tax$293
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-4.8%2
5-Year IRR
11.9%49
10-Year IRR
12.1%
Returns Index
25.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,800/yr
NOI
$20,604/yr
Net Cash Flow
-$461/mo
Cash Margin
-17.4%0
Cash Flow Index
0.2/ 100
Risk Profile
Weight: 20%
DSCR
0.7914
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo57
Risk Index
29.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 341 Ontario Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.