5 McGill Drive, Scugog

$1,049,000
5 McGill Drive

$1,049,000

New
29d
DetachedBungalow-Raised

5 McGill Drive, Scugog

Total Monthly Obligation $5,006

HausQ Valuation Report
Beds
5
Baths
3
Park
4
Sqft
2000-2500
DOM
29d
Score
18
Yield
4.6%
Cash on Cash
-3.5%
Cap Rate
3.8%
5Y IRR
12.8%
10Y IRR
12.4%
Property Type-Detached
MLS® Number-X13824134
Beds-5
Bathrooms-3
Size-2000-2500 sqft
Lot Size-50 × 112 ft
Listed on site-Sep 24, 2026
Style-Bungalow-Raised
Building Type-Detached
Taxes-$4,797 (2025)
Parking-5 - Attached
Basement-Finished, Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-Peak Realty Ltd.
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-North
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Holding Tank
Possession-Flexible
Neighbourhood-Rural Scugog
Title-Residential Freehold

No agent assigned

Fully renovated waterfront living with over $400,000 in improvements! Welcome to 5 McGill Drive, a beautifully updated 5-bedroom, 3-bathroom home on Lake Scugog offering the perfect blend of comfort, space and waterfront lifestyle. Thoughtfully renovated from top to bottom, this home features quality updates throughout, a finished walkout basement, attached garage, private dock, and beautiful lake views. Enjoy boating, fishing, kayaking, sunsets and four-season waterfront living right from your backyard. Best of all, you're just minutes from Port Perry, Lindsay, Highway 35/115, shopping, restaurants, schools and everyday amenities, making this an ideal location for both full-time living and weekend escapes. Extensively renovated, exceptionally well cared for, and ready to enjoy-just move in and make the most of waterfront living.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$839,200
Land Transfer Taxes$17,455
Legal Fees (Est.)
$
Total cash required for closing$228,755

Total Monthly Obligation

$5,006/mo
Mortgage $4,231
Monthly Loss $3,893
Principal$1,113
Interest$3,118
Property Tax$400
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.5%1
5-Year IRR
9.7%33
10-Year IRR
10.3%
Returns Index
17.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$48,000/yr
NOI
$33,903/yr
Net Cash Flow
-$1,406/mo
Cash Margin
-35.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo30
Risk Index
18.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5 McGill Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.