401 Waterloo Drive, Kingston

$549,900
401 Waterloo Drive

$549,900

Price Change
29d
DetachedBungalow

401 Waterloo Drive, Kingston

Total Monthly Obligation $2,975

HausQ Valuation Report
Beds
2
Baths
2
Park
1
Sqft
1100-1500
DOM
29d
Score
24
Yield
6.5%
Cash on Cash
3.1%
Cap Rate
5.2%
5Y IRR
18.0%
10Y IRR
16.6%
Property Type-Detached
MLS® Number-X13824484
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-49.21 × 131.69 ft
Listed on site-Sep 24, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,580 (2025)
Parking-2 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Gas)
Brokerage-LPT REALTY, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Rec Room, Natural Gas
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flex
Neighbourhood-35 - East Gardiners Rd
Title-Residential Freehold

No agent assigned

Welcome to this lovely, well-maintained 2-bedroom, 2-bathroom home, ideally suited for first-time home buyers, downsizers, or anyone seeking comfortable, easy living in a convenient location. Bright, spacious, and thoughtfully laid out, this inviting home offers a wonderful combination of functionality and opportunity. The generous foyer creates a warm first impression, while the primary bedroom serves as a relaxing retreat, complete with a walk-in closet and private 4-piece ensuite. Enjoy the convenience of main-floor laundry and the ease of everyday living, all set on a mature, beautifully landscaped lot. Outside, you'll appreciate the paved driveway, single-car garage, and backyard shed, providing additional storage and practicality. The expansive, unfinished basement is a blank canvas awaiting your personal touch, featuring a gas fireplace and endless possibilities for additional living space, a recreation room, home office, or hobby area. Ideally located close to amenities, shopping, and everyday conveniences, this charming property offers comfortable living today with exciting potential for tomorrow. A wonderful opportunity to make this welcoming home your own!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$2,975/mo
Mortgage $2,218
Monthly Loss $2,391
Principal$584
Interest$1,634
Property Tax$382
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.2%29
Cash-on-Cash
-2.8%4
5-Year IRR
13.5%61
10-Year IRR
13.4%
Returns Index
31.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,000/yr
NOI
$23,320/yr
Net Cash Flow
-$275/mo
Cash Margin
-9.2%1
Cash Flow Index
0.8/ 100
Risk Profile
Weight: 20%
DSCR
0.8818
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
30.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 401 Waterloo Drive

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.