9 12th Avenue, South Bruce Peninsula

$539,000
9 12th Avenue

$539,000

New
29d
DetachedBungalow

9 12th Avenue, South Bruce Peninsula

Total Monthly Obligation $2,788

Beds
3
Baths
2
Park
10
Sqft
1100-1500
DOM
29d
Score
24
Yield
6.2%
Cash on Cash
2.9%
Cap Rate
5.2%
5Y IRR
17.9%
10Y IRR
16.5%
Property Type-Detached
MLS® Number-X13824814
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-79.99 × 149.78 ft
Listed on site-Sep 24, 2026
Style-Bungalow
Building Type-Detached
Taxes-$2,865 (2025)
Parking-10 - None
Basement-Crawl Space
Heating-Forced Air (Propane)
Brokerage-LPT Realty
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Propane
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Shingles
Foundation-Poured Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-South Bruce Peninsula
Title-Residential Freehold

No agent assigned

Welcome to 9 12th Ave in Mallory Beach - a beautifully built 2023 home offering the comfort, convenience, and relaxed lifestyle you've been looking for. This inviting 3-bedroom, 1.5-bathroom property is an excellent option for first-time buyers, downsizers, or anyone searching for a low-maintenance retreat with room to gather. Step inside to a bright, open-concept layout where the living and dining spaces flow effortlessly together. Large windows bring an abundance of natural light into the main living areas, creating a warm and welcoming atmosphere. The primary bedroom features its own ensuite, adding privacy and convenience to the thoughtful floor plan. Built in 2023, this newer home offers modern construction and the peace of mind that comes with a recently built property. The home is equipped with a cistern water system, with residential water delivered in bulk - no water treatment necessary. A dug well is also located on the property and could be hooked up to fill the cistern, providing an additional water source option. Outside, the large deck is ready for summer BBQs, morning coffee, entertaining, and relaxing with family and friends. Water access just across the road makes it easy to enjoy the outdoors and embrace the laid-back Mallory Beach lifestyle. Located on a quiet street, yet only a 13-minute drive to Wiarton, you'll have convenient access to shopping, dining, amenities, and everyday essentials. Whether you're buying your first home, downsizing without sacrificing space for guests, or looking for a weekend getaway, 9 12th Ave offers a versatile opportunity to enjoy everything Grey-Bruce has to offer.

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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$431,200
Land Transfer Taxes$7,255
Legal Fees (Est.)
$
Total cash required for closing$116,555

Total Monthly Obligation

$2,788/mo
Mortgage $2,174
Monthly Loss $2,216
Principal$572
Interest$1,602
Property Tax$239
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
4.2%29
Cash-on-Cash
-2.9%4
5-Year IRR
13.4%60
10-Year IRR
13.3%
Returns Index
31.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
24/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,480/yr
NOI
$22,767/yr
Net Cash Flow
-$277/mo
Cash Margin
-9.9%1
Cash Flow Index
0.7/ 100
Risk Profile
Weight: 20%
DSCR
0.8718
LTV Ratio
80.0%18
Vacancy Buffer
3.4 mo58
Risk Index
31.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 9 12th Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.