7 HARDY Street, Guelph

$1,149,900
7 HARDY Street

$1,149,900

New
29d
Detached2-Storey

7 HARDY Street, Guelph

Total Monthly Obligation $5,685

Beds
6
Baths
4
Park
6
Sqft
2500-3000
DOM
29d
Score
16
Yield
4.1%
Cash on Cash
-6.8%
Cap Rate
3.1%
5Y IRR
10.2%
10Y IRR
10.4%
Property Type-Detached
MLS® Number-X13824844
Beds-6
Bathrooms-4
Size-2500-3000 sqft
Lot Size-50 × 120.43 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Detached
Age-16-30
Taxes-$8,054.85 (2026)
Parking-8 - Attached
Basement-Finished, Separate Entrance, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX Real Estate Centre Inc
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas, Family Room
Pool-None
Facing-East
Exterior-Brick, Stone
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-60-89 Days
Neighbourhood-St. George's
Title-Residential Freehold

No agent assigned

Beautifully Renovated 4+2 bdrm home W/in-law suite on premium lot in prestigious St. George's Park neighbourhood on quiet no-through street! Home offers rare combo of space, privacy & charm within walking distance to downtown. Home makes a lasting impression W/stone exterior, architectural details, landscaping, mature trees & driveway W/parking for 6 cars. 2-car garage W/14ft ceilings for floating storage & pre-installed Level 2 EV charger. Front porch offers perfect spot to enjoy morning coffee. Foyer welcomes you W/18ft ceilings & Palladian window. DR is framed by elegant columns creating beautiful spot for entertaining. FR W/hardwood, fireplace & windows offering views of backyard. Kitchen W/white cabinetry, crown moulding, R/O filtration system, S/S appliances, quartz counters, backsplash, pantry cupboards & granite island W/seating. Sliding doors lead to backyard creating indoor-outdoor flow for entertaining. 2pc bath & mud/laundry room W/garage access completes main level. Solid wood staircase W/wood railings & wrought iron spindles leads to 2nd floor where light-filled loft offers versatile space for reading nook, office or lounge. Primary bdrm with W/I closet & ensuite W/soaker tub, granite countre, sep shower & linen closet. 3 add'l bdrms offer closet space & large windows, main bath W/granite counters & one bdrm is accented by dark wood doors that add character! Finished bsmt W/private side ent is ideal for guests, older kids or in-law or income suite potential. 2 bdrms, 3pc bath with W/I glass shower, living area & storage. Private backyard is low-maintenance W/perennial gardens, trees & terrace W/upgraded patio stones, perfect for outdoor dining, BBQs & hosting in a peaceful & secluded setting. Garden paths lead up to elevated patio where you can enjoy an escape surrounded by greenery. Down the street from Franchetto Park, trails, playground & sports fields. Close to schools, mins from downtown, GO Station, restaurants, River Run, Sleeman Centre & UofG

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$919,920
Land Transfer Taxes$19,473
Legal Fees (Est.)
$
Total cash required for closing$250,953

Total Monthly Obligation

$5,685/mo
Mortgage $4,638
Monthly Loss $4,464
Principal$1,221
Interest$3,418
Property Tax$671
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.6%1
5-Year IRR
7.3%20
10-Year IRR
8.5%
Returns Index
11.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$46,800/yr
NOI
$29,565/yr
Net Cash Flow
-$2,175/mo
Cash Margin
-55.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.535
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo26
Risk Index
16.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 7 HARDY Street

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