4 Island Lake Road, Mono

$1,999,000
4 Island Lake Road

$1,999,000

New
29d
DetachedBungaloft

4 Island Lake Road, Mono

Total Monthly Obligation $9,215

Beds
5
Baths
4
Park
8
Sqft
3000-3500
DOM
29d
Score
14
Yield
2.6%
Cash on Cash
-12.3%
Cap Rate
1.9%
5Y IRR
6.0%
10Y IRR
7.2%
Property Type-Detached
MLS® Number-X13825102
Beds-5
Bathrooms-4
Size-3000-3500 sqft
Lot Size-132.09 × 210.77 ft
Listed on site-Sep 24, 2026
Style-Bungaloft
Building Type-Detached
Age-16-30
Taxes-$9,324 (2025)
Parking-10 - Attached
Basement-Finished, Walk-Out, Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 MILLENNIUM INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-FLEX
Neighbourhood-Rural Mono
Title-Residential Freehold

No agent assigned

Welcome to 4 Island Lake Road, an impressive 4+1 bedroom bungalow with loft nestled in the prestigious Island Lake Estates community of Mono. Offering exceptional space and a versatile layout, this home is ideally suited to large, extended or multi-generational families. The main level features expansive principal rooms, hardwood flooring, a dedicated home office and two bedrooms, including the spacious primary retreat complete with a luxurious 5-piece ensuite. At the heart of the home is the large entertainer's kitchen featuring stainless steel appliances, generous space for family and friends to gather and a walkout to the deck for seamless indoor-outdoor living and entertaining. Upstairs, the loft level offers two additional bedrooms and a 4-piece bathroom, creating a private and functional space for children, guests or extended family. The finished walkout lower level adds another impressive dimension to the home, featuring an additional bedroom, an expansive recreation room with additional office/workspace, a separate exercise room and a storage room/wine cellar. With a walkout to the property, this level offers outstanding flexibility for recreation, working from home, guests or multi-generational living. Located in sought-after Island Lake Estates, this beautiful estate community is surrounded by nature and an extensive network of trails, with convenient access to Island Lake Conservation Area and its hundreds of acres of protected greenspace, lake and recreational opportunities. Enjoy the tranquility and space of estate living while remaining just minutes from Orangeville's shopping, restaurants, schools and amenities. A rare combination of location, lifestyle and an exceptionally versatile floor plan with room for the entire family.

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%
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(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$1,599,200
Land Transfer Taxes$36,455
Legal Fees (Est.)
$
Total cash required for closing$437,755

Total Monthly Obligation

$9,215/mo
Mortgage $8,063
Monthly Loss $7,094
Principal$2,122
Interest$5,942
Property Tax$777
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-15.1%0
5-Year IRR
3.8%8
10-Year IRR
5.8%
Returns Index
5.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$51,000/yr
NOI
$32,076/yr
Net Cash Flow
-$5,390/mo
Cash Margin
-126.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.332
LTV Ratio
80.0%18
Vacancy Buffer
1.1 mo17
Risk Index
12.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Island Lake Road

Time

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