641 Freemont Road, Belleville

$549,900
641 Freemont Road

$549,900

Price Change
29d
DetachedSidesplit 4

641 Freemont Road, Belleville

Total Monthly Obligation $2,972

Beds
4
Baths
2
Park
4
Sqft
1100-1500
DOM
29d
Score
22
Yield
6.0%
Cash on Cash
0.6%
Cap Rate
4.7%
5Y IRR
16.1%
10Y IRR
15.0%
Property Type-Detached
MLS® Number-X13825794
Beds-4
Bathrooms-2
Size-1100-1500 sqft
Lot Size-90.95 × 72.7 ft
Listed on site-Sep 24, 2026
Style-Sidesplit 4
Building Type-Detached
Age-51-99
Taxes-$4,547.9 (2026)
Parking-5 - Attached
Basement-Partial Basement, Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage ProAlliance Realty
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-None
Facing-North
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Belleville Ward
Title-Residential Freehold

No agent assigned

Welcome to 631 Freemont Road, a beautifully renovated four-level side-split situated on a desirable corner lot in Belleville's sought-after east end. Thoughtfully updated and truly move-in ready, this impressive home offers stylish finishes, generous living space and wonderful flexibility for today's modern family. At the heart of the home is the bright, beautifully updated kitchen, featuring stone countertops, abundant cupboard space and a fantastic centre island. The open-concept design flows effortlessly into the living area, creating an inviting space for everyday living and entertaining. The main-level family room offers a cozy fireplace and patio doors leading to the deck, hot tub area and private, fully fenced backyard. Beautiful gardens, raised garden beds and mature fruit trees complete this welcoming outdoor retreat. Offering three plus one bedrooms, ample storage and a versatile multi-level layout, this home provides excellent potential for an in-law suite or private space for extended family. Additional highlights include a cedar closet, alarm system, natural gas furnace and central air installed in 2019, 200-amp electrical service, an attached single-car garage with inside entry and a double-wide driveway. Schools, parks, playgrounds, public transit, shopping, restaurants and everyday conveniences can all be found within approximately 2 km. Belleville General Hospital and Highway 401 are also just minutes away, making this an ideal location for families, professionals and commuters. Beautifully landscaped, extensively updated and filled with warmth and character, this exceptional east-end home is ready to be enjoyed.

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%
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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$439,920
Land Transfer Taxes$7,473
Legal Fees (Est.)
$
Total cash required for closing$118,953

Total Monthly Obligation

$2,972/mo
Mortgage $2,218
Monthly Loss $2,388
Principal$584
Interest$1,634
Property Tax$379
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.8%25
Cash-on-Cash
-5.0%2
5-Year IRR
11.7%48
10-Year IRR
12.0%
Returns Index
25.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
22/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,000/yr
NOI
$20,652/yr
Net Cash Flow
-$497/mo
Cash Margin
-18.1%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7813
LTV Ratio
80.0%18
Vacancy Buffer
3.2 mo54
Risk Index
28.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 641 Freemont Road

Time

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Data last updated within the past 24 hours.