12 Don Street, Hamilton

$849,900
12 Don Street

$849,900

New
29d
Detached1 1/2 Storey

12 Don Street, Hamilton

Total Monthly Obligation $4,274

Beds
4
Baths
3
Park
3
Sqft
1500-2000
DOM
29d
Score
19
Yield
4.9%
Cash on Cash
-3.0%
Cap Rate
3.9%
5Y IRR
13.2%
10Y IRR
12.7%
Property Type-Detached
MLS® Number-X13826160
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-50 × 100 ft
Listed on site-Sep 24, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$5,653.69 (2026)
Parking-3 - None
Basement-Finished, Full
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-South
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-30 Days
Neighbourhood-Dundas
Title-Residential Freehold

No agent assigned

Welcome to this lovingly maintained family home in the highly desirable University Gardens community of Dundas. Nestled in a wonderful, family-oriented neighbourhood, this charming home offers a perfect blend of timeless character, comfortable living, and incredible potential. Ideally located just minutes from shopping, transit, McMaster University, and an abundance of beautiful parks, green spaces, and trails, this home is perfectly suited for families and nature enthusiasts. Featuring updates including a newer furnace and A/C (2022) and most windows updated in 2016. Original hardwood flooring lies beneath the carpet, offering an opportunity to possibly restore and showcase the home's classic character. The main level offers two generously sized bedrooms, a welcoming family room with gas fireplace, and a full bathroom. The spacious Eat-In kitchen provides plenty of solid oak cabinetry and counter space, gas stove, along with a large pantry-ideal for everyday family living and entertaining. The fully finished lower level adds valuable living space and offers excellent flexibility for a growing or extended family. With a separate entrance, large 3- piece bathroom, cozy gas fireplace, and generous living space, this level provides wonderful potential for multi-generational living or additional income. Step outside into your own private, fully fenced backyard oasis. Beautiful gardens and a covered back deck create the perfect setting for summer entertaining, relaxing with family and friends, or simply enjoying your own peaceful outdoor retreat. This is a home where you can truly feel the love and care that has gone into it over the years. Warm, inviting, and full of possibilities, this wonderful property offers comfortable family living in a sought-after Dundas community. Don't miss this fantastic opportunity to make this special home your own!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$679,920
Land Transfer Taxes$13,473
Legal Fees (Est.)
$
Total cash required for closing$184,953

Total Monthly Obligation

$4,274/mo
Mortgage $3,428
Monthly Loss $3,372
Principal$902
Interest$2,526
Property Tax$471
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.2%20
Cash-on-Cash
-7.4%1
5-Year IRR
9.8%34
10-Year IRR
10.4%
Returns Index
18.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$41,928/yr
NOI
$27,582/yr
Net Cash Flow
-$1,130/mo
Cash Margin
-32.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.679
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
20.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Don Street

Time

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Data last updated within the past 24 hours.