428 Humphrey Street, Hamilton

$1,375,000
428 Humphrey Street

$1,375,000

New
29d
Detached2-Storey

428 Humphrey Street, Hamilton

Total Monthly Obligation $6,856

HausQ Valuation Report
Beds
5
Baths
4
Park
2
Sqft
3000-3500
DOM
29d
Score
16
Yield
4.3%
Cash on Cash
-6.3%
Cap Rate
3.2%
5Y IRR
10.6%
10Y IRR
10.7%
Property Type-Detached
MLS® Number-X13826812
Beds-5
Bathrooms-4
Size-3000-3500 sqft
Lot Size-58.92 × 90.71 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Detached
Age-New
Taxes-$11,213.51 (2025)
Parking-4 - Attached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-SWIFT GROUP REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Waterdown
Title-Residential Freehold

No agent assigned

Experience luxury upgraded home in the heart of Waterdown. PREMIUM LOT, 3200 Sqft. Detached Green park MOUNTAINASH FOUR" Elev. 1 Model. Separate Living, Dining & Family Rooms. Exquisite Taste Is Evident In Stunning Family Room With Gas Fireplace And A Large Window, Hardwood Flooring. Library/Office On Main Floor. Spacious Kitchen, Walk-In Pantry. 9 Feet Ceiling On Main & 2nd Floor. Wooden Stairs. The Master Suite features with 5 Pc Ensuite and a huge His & Her walk-in closets, while three additional bedrooms have attached washrooms. Loft on 2nd Floor can be convert into 5th Bedroom. Close Proximity To Go Station, amenities, highways, School. Discover refined living in this remarkable home, perfectly nestled in a sought-after neighborhood. Your New Home Awaits Your Arrival. Must See!

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,100,000
Land Transfer Taxes$23,975
Legal Fees (Est.)
$
Total cash required for closing$300,475

Total Monthly Obligation

$6,856/mo
Mortgage $5,546
Monthly Loss $5,396
Principal$1,460
Interest$4,087
Property Tax$934
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-9.9%1
5-Year IRR
7.8%22
10-Year IRR
8.9%
Returns Index
12.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$58,860/yr
NOI
$37,260/yr
Net Cash Flow
-$2,441/mo
Cash Margin
-49.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.566
LTV Ratio
80.0%18
Vacancy Buffer
1.4 mo22
Risk Index
15.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 428 Humphrey Street

Time

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