145 Oxford Street W, North Grenville

$649,900
145 Oxford Street W

$649,900

New
29d
Att/Row/Townhouse1 1/2 Storey

145 Oxford Street W, North Grenville

Total Monthly Obligation $3,424

Beds
3
Baths
4
Park
2
Sqft
1500-2000
DOM
29d
Score
18
Yield
4.9%
Cash on Cash
-4.2%
Cap Rate
3.7%
5Y IRR
12.3%
10Y IRR
12.0%
Property Type-Att/Row/Townhouse
MLS® Number-X13827108
Beds-3
Bathrooms-4
Size-1500-2000 sqft
Lot Size-25.1 × 110.53 ft
Listed on site-Sep 24, 2026
Style-1 1/2 Storey
Building Type-Att/Row/Townhouse
Taxes-$5,132.75 (2026)
Parking-3 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-EXP REALTY
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-None
Facing-North
Exterior-Vinyl Siding, Brick Veneer
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible possession - date to be agreed
Neighbourhood-801 - Kemptville
Title-Residential Freehold

No agent assigned

OPEN HOUSE: Sunday, October 18, from 2:00-4:00 p.m. Welcome to Urbandale's award-winning Edgewood II model, a beautifully maintained and move-in-ready executive townhome in Kemptville's desirable Country Walk community. Offering approximately 1,756 sq. ft. above grade plus a 897 sq. ft. finished lower level, this home provides approximately 2,653 sq. ft. of finished living space with 2+1 bedrooms, three full bathrooms and a powder room. The bright, open-concept main floor features impressive 14-foot ceilings, separate living and family rooms, a spacious kitchen and dining area, and a main-floor primary suite with a walk-in closet and private ensuite. Upstairs, a versatile loft, second bedroom with a walk-in closet and full bathroom create a comfortable space for guests, family or working from home. The fully finished lower level offers a third bedroom with a walk-in closet, another full bathroom, a separate living room, a recreation room and an electric fireplace, providing flexibility for entertaining, a home office, gym or hobby area. Additional highlights include recent interior painting, an attached garage, a private fully fenced backyard, and a well-maintained front yard. Residents also enjoy access to the Country Walk community clubhouse for an annual fee of approximately $300, paid once yearly. Ideally located near downtown Kemptville, grocery stores, restaurants, cafés, shopping, the library, hospital, parks and scenic trails, this home offers convenient main-floor living without giving up the space you love. Some photographs have been virtually staged to help showcase the home's full potential.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$519,920
Land Transfer Taxes$9,473
Legal Fees (Est.)
$
Total cash required for closing$140,953

Total Monthly Obligation

$3,424/mo
Mortgage $2,622
Monthly Loss $2,734
Principal$690
Interest$1,932
Property Tax$428
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.1%1
5-Year IRR
8.5%26
10-Year IRR
9.5%
Returns Index
14.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,560/yr
NOI
$18,771/yr
Net Cash Flow
-$1,057/mo
Cash Margin
-40.2%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo46
Risk Index
23.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 145 Oxford Street W

Time

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