64 Valley Road, Georgian Bay

$915,000
64 Valley Road

$915,000

New
28d
DetachedBungalow-Raised

64 Valley Road, Georgian Bay

Total Monthly Obligation $4,361

HausQ Valuation Report
Beds
3
Baths
2
Park
3
Sqft
1500-2000
DOM
28d
Score
17
Yield
3.9%
Cash on Cash
-6.4%
Cap Rate
3.2%
5Y IRR
10.5%
10Y IRR
10.6%
Property Type-Detached
MLS® Number-X13827618
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-68 × 403 ft
Listed on site-Sep 25, 2026
Style-Bungalow-Raised
Building Type-Detached
Age-51-99
Taxes-$3,540 (2025)
Parking-3 - None
Basement-Finished with Walk-Out, Full
Heating-Baseboard (Electric)
Brokerage-Royal LePage Lakes Of Muskoka - Clarke Muskoka Realty
Cooling-Wall Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Septic
Possession-FLEXIBLE
Neighbourhood-Baxter
Title-Residential Freehold

No agent assigned

Welcome to 64 Valley Rd - your four-season waterfront escape on Little Lake/Gloucester Pool. Offering over 1,500 sq. ft. of living space, this charming 3-bedroom, 2-bathroom cottage enjoys beautiful south-facing, open water views and an incredible setting for relaxing, entertaining, and enjoying cottage life year-round.Take in the scenery from the extra-large wrap-around deck, complete with updated glass railing and plenty of space for outdoor dining and lounging. Just steps away, the private dock with Sea-Doo lift makes getting out on the water easy, with Georgian Bay and its endless boating opportunities just minutes away.The location is appealing for year-round adventure. Enjoy convenient access to Lock 45 in Port Severn, while Highway 400 makes the property an easy escape from the city. In winter, the snowmobile trail is right next door, and Mount St. Louis Moonstone is approximately 15 minutes away for skiing and winter recreation.Whether you're looking for a summer cottage, a winter retreat, or a place to enjoy every season, 64 Valley Rd offers the perfect combination of waterfront living, outdoor adventure, and accessibility in the heart of Ontario's cottage country.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$732,000
Land Transfer Taxes$14,775
Legal Fees (Est.)
$
Total cash required for closing$199,275

Total Monthly Obligation

$4,361/mo
Mortgage $3,691
Monthly Loss $3,390
Principal$971
Interest$2,720
Property Tax$295
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.6%15
Cash-on-Cash
-10.4%1
5-Year IRR
7.4%20
10-Year IRR
8.5%
Returns Index
11.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,400/yr
NOI
$23,820/yr
Net Cash Flow
-$1,706/mo
Cash Margin
-57.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.545
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
19.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 64 Valley Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.