129 Kensington Street, Cornwall

$429,000
129 Kensington Street

$429,000

New
28d
DetachedBungalow

129 Kensington Street, Cornwall

Total Monthly Obligation $2,376

HausQ Valuation Report
Beds
2
Baths
2
Park
3
Sqft
700-1100
DOM
28d
Score
32
Yield
7.7%
Cash on Cash
8.2%
Cap Rate
6.4%
5Y IRR
22.2%
10Y IRR
20.1%
Property Type-Detached
MLS® Number-X13828050
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-60 × 140 ft
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Taxes-$3,247 (2025)
Parking-3 - Carport
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-EXSELLENCE TEAM REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Metal
Foundation-Concrete Block
Sewer-Sewer
Possession-TBA
Neighbourhood-717 - Cornwall
Title-Residential Freehold

No agent assigned

Welcome to 129 Kensington St.This 2 Bedrooms brick bungalow featuring a living room with gas fireplace, dining room/kitchen, walking in closet, walk-In Shower is designed from the ground for complete wheelchair accessibility and total peace of mind. Lower level featuring a spacious family room ,convenient 3-piece bathroom, laundry room, storage room. With its versatile layout, thoughtful upgrades, and prime location, this home delivers the space and lifestyle today's buyers are looking for. Kitchen approx. 5 years old, furnace and HWT approx.2019, main floor and interior doors on main floor approx. 10 years old, some widows have be updated on main level,Main entrance door 2025.Basement has large finished rec. room, laundry room and 3 pc bathroom. Metal Roof replaced in 2000, , Move right into this well maintained home, thoughtfully updated for comfort and long-term living. A stairlift is professionally installed on the back staircase, offering seamless access to the main floor and basement.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$343,200
Land Transfer Taxes$5,055
Legal Fees (Est.)
$
Total cash required for closing$92,355

Total Monthly Obligation

$2,376/mo
Mortgage $1,730
Monthly Loss $1,921
Principal$455
Interest$1,275
Property Tax$271
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.1%39
Cash-on-Cash
1.3%10
5-Year IRR
16.8%81
10-Year IRR
16.1%
Returns Index
44.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
32/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,000/yr
NOI
$21,953/yr
Net Cash Flow
$99/mo
Cash Margin
3.6%9
Cash Flow Index
9.3/ 100
Risk Profile
Weight: 20%
DSCR
1.0632
LTV Ratio
80.0%18
Vacancy Buffer
4.0 mo69
Risk Index
39.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 129 Kensington Street

Time

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