276 Gospel Road, Stirling-Rawdon

$799,900
276 Gospel Road

$799,900

New
28d
Detached2-Storey

276 Gospel Road, Stirling-Rawdon

Total Monthly Obligation $3,967

Beds
3
Baths
2
Park
4
Sqft
2000-2500
DOM
28d
Score
15
Yield
3.0%
Cash on Cash
-11.3%
Cap Rate
2.2%
5Y IRR
6.8%
10Y IRR
7.8%
Property Type-Detached
MLS® Number-X13828104
Beds-3
Bathrooms-2
Size-2000-2500 sqft
Lot Size-305 × 340 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$4,380 (2026)
Parking-6 - Other
Basement-Full, Unfinished
Heating-Radiant (Propane)
Brokerage-Royal Lepage Proalliance Realty
Cooling-None, Window Unit(s)
Laundry-No
Fireplace-Wood Stove
Pool-None
Facing-North
Exterior-Vinyl Siding
Roof-Metal
Foundation-Stone
Sewer-Septic
Possession-60 days
Neighbourhood-Rawdon Ward
Title-Residential Freehold

No agent assigned

COUNTRY LIVING WITH ROOM TO DREAM! Set on 2.4 beautifully landscaped acres, this exceptional property offers privacy, space and endless possibilities. Completely updated and move-in ready, the home combines country charm with modern comfort, while the impressive outbuildings provide incredible flexibility for hobbies, recreation, storage, and a workshop. Mature willow trees, perennial gardens and peaceful surroundings create a picturesque setting. Relax on the covered porch, entertain on the massive deck with oversized gazebo, enjoy the new hot tub or BBQ with the convenient gas line already in place. Inside, the chef's kitchen features two copper sinks, a 48" double range oven, pot filler and generous workspace. The dining room walks out to the deck for seamless indoor-outdoor entertaining. The vaulted great room features two French garden doors, abundant natural light and a new Blaze King wood stove.The spa-inspired main-floor bathroom offers a jet tub, double vanity and main-floor laundry, with heated floors throughout the main level. Upstairs are three spacious bedrooms and a second beautifully updated bathroom with glass shower and double vanity. Numerous updates include newer windows and doors, a new roof and eavestroughs and much more. Outside, two large drive sheds offer ample space for vehicles, equipment, recreational toys and storage. The massive restored bank barn features a gym, workshop, storage areas and a heated room with water, offering tremendous potential for a variety of uses. The expansive grounds provide plenty of room for gardens, recreation, entertaining or your next project. Located approximately 15 minutes to Campbellford, Stirling and Marmora, 30 minutes to Belleville and approximately 2.5 hours to Toronto. A rare opportunity to enjoy country living with the space and flexibility to make it your own!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$3,967/mo
Mortgage $3,227
Monthly Loss $3,118
Principal$849
Interest$2,378
Property Tax$365
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.6%10
Cash-on-Cash
-15.2%0
5-Year IRR
3.7%8
10-Year IRR
5.8%
Returns Index
5.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$23,880/yr
NOI
$12,612/yr
Net Cash Flow
-$2,176/mo
Cash Margin
-109.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.332
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo39
Risk Index
20.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 276 Gospel Road

Time

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