295 Cedar Avenue, Meaford

$899,000
295 Cedar Avenue

$899,000

Price Change
28d
DetachedBungalow

295 Cedar Avenue, Meaford

Total Monthly Obligation $4,501

Beds
2
Baths
2
Park
4
Sqft
700-1100
DOM
28d
Score
16
Yield
3.8%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Detached
MLS® Number-X13828146
Beds-2
Bathrooms-2
Size-700-1100 sqft
Lot Size-92 × 132 ft
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$5,991.67 (2025)
Parking-4 - None
Basement-None
Heating-Baseboard (Electric)
Brokerage-ROYAL LEPAGE REAL ESTATE SERVICES LTD.
Cooling-None
Laundry-No
Fireplace-Fireplace Insert
Pool-None
Facing-East
Exterior-Log
Roof-Asphalt Shingle, Membrane
Foundation-Wood, Concrete Block
Sewer-Septic
Possession-Flexible. No earlier than 30 days.
Neighbourhood-Meaford
Title-Residential Freehold

No agent assigned

A turnkey 3-season waterfront retreat where Scandinavian inspired design, nature & water come together to create an unforgettable cottage lifestyle. Set on 82 feet of unobstructed waterfront, this beautifully transformed log cottage blends chic boutique hotel style with the warmth and character of a true cottage. Inside, clean lines & natural textures create a sophisticated, inviting aesthetic. The open concept great room features a modern kitchen w/stainless steel appliances, soaring vaulted ceiling and 2 new skylights that fill the space with natural light. An original fieldstone fireplace with wood burning stove insert anchors the living area. The renovated washroom features dramatic marble look shower with a seamless, grout free finish, matte-black hardware, LED mirror & floating vanity. New high-end waterproof vinyl plank flooring runs throughout. Outside, the shoreline is the difference. A clean, rounded-cobble beach follows the entire waterfront with a gradual slope walking out to a clean sandy bottom, offering exceptional swimming & easy access to crystal-clear waters. Enjoy majestic sunrise & sunset views from the beach or covered waterfront porch under twinkling Edison lights, perfect for slow mornings or evening entertaining. Two separate bunkies provide additional guest space. One is spray foam insulated, heated & features a 4-piece washroom, full-size front-loading laundry, water views and sleeps up to four; the second provides sleeping accommodations for up to four as well. Upgrades include Nest WiFi thermostats, fibre-optic high-speed internet, new roofing (2025) and Velux skylights (2025), extensive water filtration with UV, softener, carbon filtration & reverse osmosis, plus a new pump installed this season. Located on a private road maintained by the cottagers' association, approximately two hours from the GTA and minutes to downtown Meaford, Blue Mountain, private ski clubs, the Bruce Trail and local attractions.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$719,200
Land Transfer Taxes$14,455
Legal Fees (Est.)
$
Total cash required for closing$195,755

Total Monthly Obligation

$4,501/mo
Mortgage $3,626
Monthly Loss $3,546
Principal$954
Interest$2,672
Property Tax$499
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.3%13
Cash-on-Cash
-12.0%0
5-Year IRR
6.2%15
10-Year IRR
7.6%
Returns Index
8.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,200/yr
NOI
$20,288/yr
Net Cash Flow
-$1,936/mo
Cash Margin
-67.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.474
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
18.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 295 Cedar Avenue

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