5543 7th Line, Guelph/Eramosa

$1,025,000
5543 7th Line

$1,025,000

New
28d
DetachedBungalow

5543 7th Line, Guelph/Eramosa

Total Monthly Obligation $5,103

Beds
5
Baths
2
Park
8
Sqft
2500-3000
DOM
28d
Score
15
Yield
3.3%
Cash on Cash
-10.2%
Cap Rate
2.4%
5Y IRR
7.6%
10Y IRR
8.4%
Property Type-Detached
MLS® Number-X13828196
Beds-5
Bathrooms-2
Size-2500-3000 sqft
Lot Size-200.24 × 200.55 ft
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Taxes-$7,125.1 (2026)
Parking-10 - Detached
Basement-Finished
Heating-Forced Air (Propane)
Brokerage-ROYAL LEPAGE IGNITE REALTY
Cooling-None
Laundry-No
Fireplace-Yes
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Unknown
Sewer-Septic
Possession-60-89 days
Neighbourhood-Rural Guelph/Eramosa East
Title-Residential Freehold

No agent assigned

A Rare and Truly Special Opportunity in Picturesque Rockwood! Discover the charm, space and incredible potential of this unique property offering two separate dwelling units on an exceptional 200' x 200' lot -nearly an acre of private, scenic country living. Whether you're looking for a smart investment, a multi-generational family home, or a property with room to grow and make your own, this one-of-a-kind offering presents possibilities that are increasingly hard to find. This super-charming bungalow features two semi-style units under one address, providing exceptional flexibility for today's lifestyle. Live comfortably in one unit while generating rental income from the other, or bring extended family together while maintaining the convenience and privacy of separate living spaces. It's an ideal setup for families, investors, first-time buyers looking for additional income, or anyone seeking a property with versatile living arrangements. Set on an incredible 200' x 200' lot, the surrounding mature trees create a wonderfully private and peaceful setting, with plenty of natural beauty and space to enjoy. Natural light fills the home, adding warmth and character throughout. The expansive lot offers endless possibilities for outdoor enjoyment, gardening, entertaining, or simply relaxing and appreciating the tranquil country atmosphere. A major bonus is the impressive 24' x 32' detached garage/workshop, offering abundant room for vehicles, equipment, recreational toys, hobbies, a workshop, or additional storage - with plenty of space left over. Whether you're a car enthusiast, hobbyist, tradesperson, or simply need serious storage, this versatile structure is sure to impress. The home itself is ready for a new owner with a vision to modernize, update and personalize this solid and distinctive property, creating something truly special while taking advantage of the remarkable lot and setting.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$820,000
Land Transfer Taxes$16,975
Legal Fees (Est.)
$
Total cash required for closing$223,475

Total Monthly Obligation

$5,103/mo
Mortgage $4,135
Monthly Loss $4,015
Principal$1,088
Interest$3,047
Property Tax$594
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
1.9%11
Cash-on-Cash
-13.8%0
5-Year IRR
4.8%10
10-Year IRR
6.6%
Returns Index
6.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,200/yr
NOI
$19,155/yr
Net Cash Flow
-$2,538/mo
Cash Margin
-89.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.393
LTV Ratio
80.0%18
Vacancy Buffer
1.9 mo29
Risk Index
16.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 5543 7th Line

Time

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