110 St. David's Road, St. Catharines

$614,900
110 St. David's Road

$614,900

Price Change
28d
DetachedSidesplit 4

110 St. David's Road, St. Catharines

Total Monthly Obligation $3,236

Beds
3
Baths
2
Park
4
Sqft
700-1100
DOM
28d
Score
20
Yield
5.3%
Cash on Cash
-2.1%
Cap Rate
4.1%
5Y IRR
13.9%
10Y IRR
13.3%
Property Type-Detached
MLS® Number-X13828242
Beds-3
Bathrooms-2
Size-700-1100 sqft
Lot Size-60 × 110 ft
Listed on site-Sep 25, 2026
Style-Sidesplit 4
Building Type-Detached
Taxes-$4,568.62 (2026)
Parking-5 - Attached
Basement-Finished, Full, Separate Entrance, Walk-Out
Heating-Forced Air (Gas)
Brokerage-BAY STREET GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-Electric, Family Room
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-460 - Burleigh Hill
Title-Residential Freehold

No agent assigned

Welcome to this spacious and versatile 4-level sidesplit in the desirable Burleigh Hill community of St. Catharines! Conveniently located just minutes from the Pen Centre, shopping, everyday amenities, public transit, and Brock University, with a direct bus route to campus. Step inside to discover a bright, sun-filled living room featuring brand-new vinyl flooring, flowing into an open kitchen and dining area. Upstairs, you'll find three comfortable bedrooms and a 4-piece bathroom, thoughtfully separated from the main living areas for added privacy. The bright raised lower level offers a spacious family/recreation room with full-size above-grade windows, an electric fireplace, a 3-piece bathroom, and a separate walk-up entrance leading directly to the fully fenced backyard surrounded by mature trees. This flexible layout provides additional living space, ideal for family gatherings, a home office, or potential multigenerational living and in-law arrangements. The lowest level offers a dedicated laundry area and ample storage space. Outside, enjoy a generous lot, an attached single-car garage, and a wide driveway accommodating up to four additional vehicles. With updated bathrooms, brand-new flooring, and plenty of room to make it your own, this home combines everyday comfort, functional living space, and a convenient location. Book your private showing today!

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$
(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$491,920
Land Transfer Taxes$8,773
Legal Fees (Est.)
$
Total cash required for closing$133,253

Total Monthly Obligation

$3,236/mo
Mortgage $2,480
Monthly Loss $2,583
Principal$653
Interest$1,828
Property Tax$381
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.3%20
Cash-on-Cash
-7.3%1
5-Year IRR
9.9%35
10-Year IRR
10.6%
Returns Index
18.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,484/yr
NOI
$20,167/yr
Net Cash Flow
-$800/mo
Cash Margin
-29.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.689
LTV Ratio
80.0%18
Vacancy Buffer
3.0 mo49
Risk Index
25.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 110 St. David's Road

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.