90 Charlton Avenue W 804, Hamilton

$475,000
90 Charlton Avenue W 804

$475,000

Price Change
29d
Condo Apartment1 Storey/Apt

90 Charlton Avenue W 804, Hamilton

Total Monthly Obligation $4,354

HausQ Valuation Report
Beds
2
Baths
2
Park
1
Sqft
1200-1399
DOM
29d
Score
14
Yield
6.9%
Cash on Cash
-16.9%
Cap Rate
1.0%
5Y IRR
2.5%
10Y IRR
4.6%
Property Type-Condo Apartment
MLS® Number-X13828996
Beds-2
Bathrooms-2
Size-1200-1399 sqft
Listed on site-Sep 24, 2026
Style-1 Storey/Apt
Building Type-Condo Apartment
Age-11-15
Taxes-$8,766 (2026)
Maintenance-$1,507.02/mo
Locker-Exclusive
Parking-1 - Underground
Basement-None
Heating-Forced Air (Ground Source)
Brokerage-ROYAL LEPAGE STATE REALTY
Cooling-Central Air
Laundry-Yes
Fireplace-No
Pool-None
Exterior-Stone, Stucco (Plaster)
Roof-Flat
Possession-immediate
Neighbourhood-Durand
Title-Residential Condo & Other

No agent assigned

Welcome to 90 Charlton. Fall in love with this beautifully appointed 1,350 sq ft lower penthouse unit. The epitome of luxury, this gorgeous space is flooded with natural light. The open-concept layout features 2 generous bedrooms, 2 full bathrooms, a versatile den, and in-suite laundry. Two private balconies offer over 140 sq ft of outdoor retreat space with breathtaking southern exposure and peaceful views of Durand Park and the Hamilton Escarpment. Enjoy premium amenities including a fully equipped gym and party and meeting rooms. Secure underground parking space included. This truly walkable neighbourhood means you are just steps from everything Hamilton has to offer.

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Closing Costs

Mortgage Amount
$380,000
Land Transfer Taxes$5,975
Legal Fees (Est.)
$
Total cash required for closing$102,475

Total Monthly Obligation

$4,354/mo
Mortgage $1,916
Monthly Loss $3,849
Principal$504
Interest$1,412
Property Tax$731
Condo Fees$1,507
Home Insurance$50
Variable Costs$150
Returns
Weight: 25%
Cap Rate
0.1%5
Cash-on-Cash
-22.1%0
5-Year IRR
-0.6%2
10-Year IRR
3.3%
Returns Index
1.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
14/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,000/yr
NOI
$450/yr
Net Cash Flow
-$1,879/mo
Cash Margin
-68.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.021
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo35
Risk Index
18.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 90 Charlton Avenue W 804

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.