208 Cline Avenue N, Hamilton

$939,900
208 Cline Avenue N

$939,900

New
28d
Detached2-Storey

208 Cline Avenue N, Hamilton

Total Monthly Obligation $4,883

Beds
4
Baths
3
Park
3
Sqft
1100-1500
DOM
28d
Score
16
Yield
4.2%
Cash on Cash
-7.3%
Cap Rate
3.0%
5Y IRR
9.8%
10Y IRR
10.1%
Property Type-Detached
MLS® Number-X13829244
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-35 × 100 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Age-51-99
Taxes-$8,595.9 (2026)
Parking-3 - None
Basement-Partially Finished, Full, Development Potential, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE STATE REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Westdale
Title-Residential Freehold

No agent assigned

Set overlooking Churchill Fields - the wonderful park at the heart of Westdale - this charming move-in ready home is a truly special property. Professionally renovated throughout and larger than it looks. Beautifully designed and finished, top-to-bottom, it has a wonderful standout feature - a main floor family room addition with a wall of sun-filled windows opening onto a gorgeous deck - perfect for relaxing with family, friends and guests. The spacious open-concept layout is ideal for today's modern lifestyle. With crisp, clean lines, the professionally designed modern quartz kitchen is beautifully laid out and offers loads of cupboards, plenty of counter space and a seamless flow into the graceful dining room. A rarely found amenity is the sumptuous ground floor bath, complete with walk-in shower. Another fabulous feature is the spacious main floor bedroom - perfect for those looking for one floor living but easily used as a home office, study or multimedia area since there are 3 more bedrooms and another full bath on the second floor. And should you ever need additional living space there is a partially finished lower-level offering development potential with a private side entrance leading to a small office/study and 3rd full bath. Upgrades include kitchen, bath & family room addition by Shane Renovations (2018). Furnace & c/air (2021). Front porch & iron railing (2025). Rear deck (2020). Washer/dryer (2025). Westdale is truly a nature lover's dream. It boasts top-rated schools, beautiful parks (check out the new kids' jungle gym and splash pad just across the street), miles and miles of RBG forests and just across the park are extensive waterfront walking/biking trails leading all the way to Bayfront & Pier 4 Parks. And just a short stroll around the corner will bring you to the Westdale shopping district with its wonderful boutiques, restaurants, foodie destinations, coffee shops, public library & traditional 1930's movie theatre.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$751,920
Land Transfer Taxes$15,273
Legal Fees (Est.)
$
Total cash required for closing$204,753

Total Monthly Obligation

$4,883/mo
Mortgage $3,791
Monthly Loss $3,885
Principal$998
Interest$2,794
Property Tax$716
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.3%0
5-Year IRR
6.7%17
10-Year IRR
8.1%
Returns Index
9.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$39,648/yr
NOI
$22,587/yr
Net Cash Flow
-$1,909/mo
Cash Margin
-57.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
17.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 208 Cline Avenue N

Time

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