449 6th Avenue W, Owen Sound

$899,000
449 6th Avenue W

$899,000

Price Change
28d
Detached2-Storey

449 6th Avenue W, Owen Sound

Total Monthly Obligation $4,784

Beds
4
Baths
4
Park
4
Sqft
2500-3000
DOM
28d
Score
17
Yield
4.7%
Cash on Cash
-5.9%
Cap Rate
3.3%
5Y IRR
10.9%
10Y IRR
11.0%
Property Type-Detached
MLS® Number-X13829472
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-73.4 × 105.49 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Taxes-$9,391 (2026)
Parking-6 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Century 21 Millennium Inc.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-Owen Sound
Title-Residential Freehold

No agent assigned

More than 4,000 sq ft of finished living space, a backyard that blends into the surrounding nature, and the kind of timeless craftsmanship that makes a house feel like home-this is where your family's next chapter begins. Set in Owen Sound's sought-after 6th Ave West aream directly abutting Blacks Park, this beautiful two-storey Cape Cod-style home has a warmth and presence you simply don't find every day. From the gorgeous curb appeal and interlocking stone drive to the charming dormer windows, there's an immediate sense of quality and permanence. Step inside to sun-filled, generously sized rooms designed for real family life. Gather in the oversized living room, host holidays in the formal dining area overlooking the backyard, or make memories around the large eat-in kitchen with its striking brick cooking-area detail and centre island, built-in pantries and beautiful bow window. The separate family room opens through garden doors to an oversized deck and fully fenced, south-facing backyard-a private place for summer dinners, morning coffee and evenings surrounded by nature. Upstairs, three bedrooms give everyone room to call their own. The exceptionally spacious primary suite feels like a retreat, complete with a separate sitting area, walk-in closet with hidden storage and ensuite with dual showerheads. Charming dormers add character to two bedrooms, while upstairs laundry and a 4-pc bath with double vanity make busy mornings easier. Downstairs, the finished lower level is ready for movie nights and entertaining with a spacious family room, wet bar, 3-pc bath and dedicated theatre room. And just beyond your backyard, the Blacks Park Trail system awaits. Step out for a quiet morning walk beneath the trees, explore with the kids, or simply sit on the deck and listen to nature. Big enough to grow into, warm enough to never want to leave-this is a home built for the moments that become memories.

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%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$719,200
Land Transfer Taxes$14,455
Legal Fees (Est.)
$
Total cash required for closing$195,755

Total Monthly Obligation

$4,784/mo
Mortgage $3,626
Monthly Loss $3,830
Principal$954
Interest$2,672
Property Tax$783
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.7%16
Cash-on-Cash
-10.1%1
5-Year IRR
7.7%22
10-Year IRR
8.8%
Returns Index
12.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,000/yr
NOI
$23,909/yr
Net Cash Flow
-$1,634/mo
Cash Margin
-46.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.556
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo31
Risk Index
18.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 449 6th Avenue W

Time

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