207 Waterloo Avenue, Guelph

$734,900
207 Waterloo Avenue

$734,900

New
28d
Detached2-Storey

207 Waterloo Avenue, Guelph

Total Monthly Obligation $3,713

Beds
3
Baths
1
Park
3
Sqft
1100-1500
DOM
28d
Score
18
Yield
4.6%
Cash on Cash
-4.3%
Cap Rate
3.7%
5Y IRR
12.2%
10Y IRR
11.9%
Property Type-Detached
MLS® Number-X13829534
Beds-3
Bathrooms-1
Size-1100-1500 sqft
Lot Size-35.03 × 98 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Taxes-$4,488 (2026)
Parking-3 - None
Basement-Unfinished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-RE/MAX Real Estate Centre Inc
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Stucco (Plaster), Stone
Roof-Asphalt Shingle
Foundation-Concrete, Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Junction/Onward Willow
Title-Residential Freehold

No agent assigned

Welcome to this charming Downtown Guelph home, where timeless character meets everyday functionality. An inviting oversized covered porch and distinctive stonework create wonderful curb appeal, while inside, a classic wood staircase, large windows and carpet-free living spaces showcase the warmth and character of this century home.The updated kitchen features a peninsula, stainless steel appliances and plenty of workspace, flowing into comfortable living and dining areas filled with natural light. Upstairs, you'll find three generously sized bedrooms, with additional attic space offering exciting potential for future use.The high-ceiling basement features a separate walk-up entrance, providing even more possibilities for storage, workspace or future finishing. Outside, enjoy a fenced backyard with a stamped concrete patio-an ideal spot for summer dinners, entertaining or simply relaxing outdoors.With parking for three and a location that puts parks, transit, shops, cafés and Downtown Guelph within easy reach, this is a home full of character, potential and opportunity to make it your own.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$587,920
Land Transfer Taxes$11,173
Legal Fees (Est.)
$
Total cash required for closing$159,653

Total Monthly Obligation

$3,713/mo
Mortgage $2,964
Monthly Loss $2,933
Principal$780
Interest$2,184
Property Tax$374
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%18
Cash-on-Cash
-8.9%1
5-Year IRR
8.6%27
10-Year IRR
9.5%
Returns Index
14.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,936/yr
NOI
$21,554/yr
Net Cash Flow
-$1,168/mo
Cash Margin
-41.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
22.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 207 Waterloo Avenue

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.