34 Grantham Avenue S, St. Catharines

$579,900
34 Grantham Avenue S

$579,900

New
28d
DetachedBungalow

34 Grantham Avenue S, St. Catharines

Total Monthly Obligation $3,060

Beds
5
Baths
2
Park
4
Sqft
700-1100
DOM
28d
Score
20
Yield
5.4%
Cash on Cash
-1.3%
Cap Rate
4.3%
5Y IRR
14.5%
10Y IRR
13.8%
Property Type-Detached
MLS® Number-X13829698
Beds-5
Bathrooms-2
Size-700-1100 sqft
Lot Size-30 × 111.23 ft
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$4,144.92 (2026)
Parking-4 - None
Basement-Full, Finished, Walk-Up
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-East
Exterior-Aluminum Siding, Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-436 - Port Weller
Title-Residential Freehold

No agent assigned

Welcome to this spacious 5-bedroom detached bungalow in St. Catharines, offering a versatile layout ideal for first-time buyers, families, downsizers, investors, and multi-generational living. Located on a street with matured trees, this home features 5 bedrooms, 2 bathrooms, parking for 4 vehicles and the convenience of a primary bedroom on the main floor. The lower level provides excellent in-law suite potential, complete with its own kitchen and a separate walk-up entrance to the backyard. This flexible setup is perfect for extended family, additional living space or buyers looking for future investment potential. Whether you're searching for a St. Catharines bungalow for sale, a home with an in-law suite or a detached home with a separate basement entrance, this property delivers the space, flexibility and potential today's buyers are looking for. A great opportunity to own a versatile detached bungalow in St. Catharines with room to grow.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$463,920
Land Transfer Taxes$8,073
Legal Fees (Est.)
$
Total cash required for closing$125,553

Total Monthly Obligation

$3,060/mo
Mortgage $2,339
Monthly Loss $2,444
Principal$616
Interest$1,724
Property Tax$345
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.7%2
5-Year IRR
10.4%38
10-Year IRR
10.9%
Returns Index
20.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,512/yr
NOI
$19,716/yr
Net Cash Flow
-$696/mo
Cash Margin
-26.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7010
LTV Ratio
80.0%18
Vacancy Buffer
3.1 mo53
Risk Index
27.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 34 Grantham Avenue S

Time

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Data last updated within the past 24 hours.