392 Queenston Street, St. Catharines

$549,000
392 Queenston Street

$549,000

New
28d
Detached1 1/2 Storey

392 Queenston Street, St. Catharines

Total Monthly Obligation $2,939

HausQ Valuation Report
Beds
3
Baths
2
Park
6
Sqft
1100-1500
DOM
28d
Score
19
Yield
5.1%
Cash on Cash
-3.3%
Cap Rate
3.9%
5Y IRR
12.9%
10Y IRR
12.5%
Property Type-Detached
MLS® Number-X13829830
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 280 ft
Listed on site-Sep 25, 2026
Style-1 1/2 Storey
Building Type-Detached
Age-51-99
Taxes-$4,189 (2025)
Parking-7 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-CENTURY 21 MILLER DAVIES REAL ESTATE LTD.
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-West
Exterior-Brick, Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-455 - Secord Woods
Title-Residential Freehold

No agent assigned

Welcome to this charming 3-bedroom, 2-bathroom character home, offering the perfect blend of vibrant urban convenience, peaceful natural surroundings, and incredible outdoor lifestyle options. Situated on a beautiful lot backing onto a picturesque ravine, the backyard serves as your own private oasis and a quiet escape from the city. Enjoy your morning coffee on the cozy covered front porch, or step outside to explore the local neighborhood-outdoor enthusiasts will love being just minutes from the scenic walking and biking paths along the historic Welland Canal. True to the phrase "location, location, location," this property sits on convenient, bustling Queenston Street in a highly sought-after Niagara community. It offers rapid access to public transit, shopping, local amenities, and the highway, making it an exceptional opportunity for first-time buyers, growing families, and savvy investors alike.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$439,200
Land Transfer Taxes$7,455
Legal Fees (Est.)
$
Total cash required for closing$118,755

Total Monthly Obligation

$2,939/mo
Mortgage $2,215
Monthly Loss $2,356
Principal$583
Interest$1,632
Property Tax$349
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.7%1
5-Year IRR
8.8%28
10-Year IRR
9.7%
Returns Index
15.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$27,756/yr
NOI
$16,291/yr
Net Cash Flow
-$857/mo
Cash Margin
-37.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.617
LTV Ratio
80.0%18
Vacancy Buffer
3.3 mo55
Risk Index
27.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 392 Queenston Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

Data is provided courtesy of PropTx.

The information provided herein must only be used by consumers who have a bona fide interest in the purchase, sale, or lease of real estate and may not be used for any commercial or other purpose.

Listing information is deemed reliable but not guaranteed accurate by PropTx or TRREB.

REALTOR®, REALTORS®, and the REALTOR® logo are certification marks owned by REALTOR® Canada Inc. and licensed exclusively to the Canadian Real Estate Association (CREA).

The MLS® trademark and MLS® logo are owned by CREA and identify the quality of services provided by real estate professionals who are members of CREA.

Data last updated within the past 24 hours.