325 Chatham Street, Brantford

$699,900
325 Chatham Street

$699,900

New
28d
Detached1 1/2 Storey

325 Chatham Street, Brantford

Total Monthly Obligation $3,500

Beds
4
Baths
3
Park
2
Sqft
1100-1500
DOM
28d
Score
20
Yield
5.1%
Cash on Cash
-1.9%
Cap Rate
4.2%
5Y IRR
14.1%
10Y IRR
13.4%
Property Type-Detached
MLS® Number-X13829956
Beds-4
Bathrooms-3
Size-1100-1500 sqft
Lot Size-41.24 × 132 ft
Listed on site-Sep 25, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$3,626 (2025)
Parking-2 - None
Basement-Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-BAY STREET GROUP INC.
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Shingles
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Title-Residential Freehold

No agent assigned

Welcome to 325 Chatham Street, a beautifully renovated detached home offering 3 bedrooms, 3 bathrooms, a fully finished basement with separate entrance, and a deep 41 x 132 ft lot in Brantford. Step inside and you'll immediately appreciate the combination of character and modern updates throughout. The bright main level features inviting living and dining spaces, a striking fireplace feature wall, stylish finishes and a spacious kitchen with stainless steel appliances and direct access to the covered rear deck-perfect for everyday living and entertaining. The upper level offers bright and comfortable bedrooms with plenty of natural light and charming architectural details. Downstairs, the fully finished basement adds valuable additional living space and features its own separate entrance, providing excellent flexibility for extended family, guests, a home office, recreation space or additional everyday living. Outside, the deep backyard is a true highlight. With plenty of room for entertaining, gardening, kids and pets, it's an outdoor space that's becoming increasingly hard to find. Enjoy summer evenings under the covered deck while still having an expansive backyard to make your own. A long driveway provides ample parking. Beautifully updated, full of character and offering exceptional flexibility inside and out, 325 Chatham Street is a home that needs to be experienced in person. Conveniently located close to schools, parks, shopping, everyday amenities and major routes. Book your private showing today!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,500/mo
Mortgage $2,823
Monthly Loss $2,757
Principal$743
Interest$2,080
Property Tax$302
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.4%21
Cash-on-Cash
-6.7%1
5-Year IRR
10.3%37
10-Year IRR
10.8%
Returns Index
19.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
20/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,400/yr
NOI
$23,734/yr
Net Cash Flow
-$845/mo
Cash Margin
-28.7%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.7010
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo45
Risk Index
24.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 325 Chatham Street

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.