204 Robert Street, Greater Napanee

$399,900
204 Robert Street

$399,900

New
28d
Detached1 1/2 Storey

204 Robert Street, Greater Napanee

Total Monthly Obligation $2,178

HausQ Valuation Report
Beds
3
Baths
2
Park
6
Sqft
1500-2000
DOM
28d
Score
54
Yield
8.9%
Cash on Cash
14.2%
Cap Rate
7.6%
5Y IRR
27.1%
10Y IRR
24.4%
Property Type-Detached
MLS® Number-X13830016
Beds-3
Bathrooms-2
Size-1500-2000 sqft
Lot Size-58 × 165 ft
Listed on site-Sep 25, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$2,279 (2026)
Parking-6 - None
Basement-Unfinished, Crawl Space
Heating-Baseboard (Gas)
Brokerage-Exp Realty
Cooling-Window Unit(s)
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete, Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-58 - Greater Napanee
Title-Residential Freehold

No agent assigned

Welcome home! This charming and affordable detached property offers the perfect combination of comfort, space and flexibility, with a separate self-contained one-bedroom in-law suite at the rear. The main home is move-in ready and features two good-sized bedrooms, laundry, and a full bathroom upstairs, plus a cozy kitchen, dining and living area on the main level, and a welcoming front porch - the perfect spot to enjoy your morning coffee. The bright and comfortable rear suite is ideal for extended family, guests or added income potential (currently tenanted). Outside, you'll love the generous 58' x 165' lot, offering plenty of room to enjoy the outdoors, plus the duel driveways for each unit. Conveniently located close to schools, parks and downtown amenities, this is a wonderful opportunity to make this versatile property your own!

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$319,920
Land Transfer Taxes$4,474
Legal Fees (Est.)
$
Total cash required for closing$85,954

Total Monthly Obligation

$2,178/mo
Mortgage $1,613
Monthly Loss $1,754
Principal$424
Interest$1,189
Property Tax$190
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
6.3%53
Cash-on-Cash
6.7%30
5-Year IRR
21.2%94
10-Year IRR
19.7%
Returns Index
60.4/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeC
54/ 100
Poor•Caution

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,400/yr
NOI
$25,081/yr
Net Cash Flow
$477/mo
Cash Margin
16.2%56
Cash Flow Index
55.8/ 100
Risk Profile
Weight: 20%
DSCR
1.3055
LTV Ratio
80.0%18
Vacancy Buffer
4.3 mo74
Risk Index
48.9/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 204 Robert Street

Time

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Data last updated within the past 24 hours.