1-3 Main Street, Brant

$1,149,800
1-3 Main Street

$1,149,800

Price Change
29d
Detached2-Storey

1-3 Main Street, Brant

Total Monthly Obligation $5,488

Beds
3
Baths
3
Park
4
Sqft
2000-2500
DOM
29d
Score
15
Yield
3.3%
Cash on Cash
-9.2%
Cap Rate
2.6%
5Y IRR
8.4%
10Y IRR
9.0%
Property Type-Detached
MLS® Number-X13830026
Beds-3
Bathrooms-3
Size-2000-2500 sqft
Lot Size-124 × 100 ft
Listed on site-Sep 24, 2026
Style-2-Storey
Building Type-Detached
Age-100+
Taxes-$5,700 (2025)
Parking-6 - Detached
Basement-Unfinished
Heating-Forced Air (Gas)
Brokerage-THE AGENCY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-West
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Stone
Sewer-Sewer
Possession-FLEXIBLE
Neighbourhood-South Dumfries
Title-Residential Freehold

No agent assigned

Some houses come with history - this one comes with heritage. 1 Main Street North is offered as a single property composed of two parcels totaling 124 feet of frontage on Main Street complete with a stunning detached brick century home, and beside it a 912 square foot workshop that served St. George as its village blacksmith. This unique opportunity offers a two-storey home built the way houses were built circa 1900 with solid brick standing on a stone foundation, a covered front porch made for sitting on, generous rooms and a full basement beneath. What has changed is everything you cannot see. In 2019, the panel was replaced and the house was completely rewired, the plumbing was redone from top to bottom, the windows and doors were replaced, and a new furnace, central air, water heater and water softener were installed along with a new roof in 2024. This home offers all of the character without any of the work. The detached workshop (within commercial zoning) still stands in brick, and carries hydro and natural gas service as well as a two-piece bath. With enough space to shelter three cars and more, it serves as both storage or workshop for someone who needs extra space. It could become a studio, an office, or simply the finest garage on the street, with walls that have stood for well over a century. St. George has been known as the friendly village since it was settled in 1814, and it grew up around its flowing wells and early industry. Main Street today is lined with antique shops, Memorial Park sits a few steps from the door, the school is a short walk away, and Brantford, Cambridge and Hamilton are all an easy drive. A century home comes to market often enough, but a century home with the village blacksmith shop standing beside it does not. Must be purchased together and HST applies to the shop parcel.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$919,840
Land Transfer Taxes$19,471
Legal Fees (Est.)
$
Total cash required for closing$250,931

Total Monthly Obligation

$5,488/mo
Mortgage $4,638
Monthly Loss $4,267
Principal$1,220
Interest$3,417
Property Tax$475
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.1%13
Cash-on-Cash
-12.7%0
5-Year IRR
5.6%13
10-Year IRR
7.2%
Returns Index
7.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
15/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$38,400/yr
NOI
$24,360/yr
Net Cash Flow
-$2,608/mo
Cash Margin
-81.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.444
LTV Ratio
80.0%18
Vacancy Buffer
1.8 mo27
Risk Index
16.4/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 1-3 Main Street

Time

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