20 Aberdeen Street, Stirling-Rawdon

$629,900
20 Aberdeen Street

$629,900

New
28d
DetachedBungalow

20 Aberdeen Street, Stirling-Rawdon

Total Monthly Obligation $3,384

Beds
3
Baths
3
Park
2
Sqft
1100-1500
DOM
28d
Score
18
Yield
5.0%
Cash on Cash
-4.0%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Detached
MLS® Number-X13830188
Beds-3
Bathrooms-3
Size-1100-1500 sqft
Lot Size-49.97 × 101.78 ft
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Age-0-5
Taxes-$5,613 (2026)
Parking-4 - Attached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-Royal LePage ProAlliance Realty
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-North
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-Stirling Ward
Title-Residential Freehold

No agent assigned

This impressive all-brick executive bungalow offers a refined blend of quality craftsmanship, elegant finishes and comfortable everyday living. The stunning custom kitchen features quartz countertops and opens seamlessly to the living and dining areas, creating a bright, welcoming space for gathering and entertaining. With three bedrooms and three bathrooms, the home also offers the convenience of main-floor laundry and quartz counters in both the kitchen and bathrooms. Practical features include a high-efficiency natural gas furnace, central air conditioning, HRV system, water softener, Bell Fibe and a water line to the refrigerator. Garden doors lead to a large deck with a gas BBQ hookup, overlooking the fully fenced, beautifully landscaped yard. An amazing Amish-built shed adds extra storage and character. The double car garage is insulated and drywalled and includes a door opener. A generator hookup, paved driveway and poured walkway add to the home's everyday convenience. Within approximately 2 km, enjoy Stirling's local shops, restaurants, grocery store, Stirling Public School, Festival Theatre, arena, Henry Street Park and the Heritage Trail. Belleville and Highway 401 are approximately 20 minutes away.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$503,920
Land Transfer Taxes$9,073
Legal Fees (Est.)
$
Total cash required for closing$136,553

Total Monthly Obligation

$3,384/mo
Mortgage $2,541
Monthly Loss $2,715
Principal$669
Interest$1,872
Property Tax$468
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.0%1
5-Year IRR
8.6%26
10-Year IRR
9.5%
Returns Index
14.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$31,500/yr
NOI
$18,237/yr
Net Cash Flow
-$1,021/mo
Cash Margin
-38.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.607
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
24.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 20 Aberdeen Street

Time

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