79 Dumbarton Street, Guelph

$699,900
79 Dumbarton Street

$699,900

New
28d
DetachedBungalow

79 Dumbarton Street, Guelph

Total Monthly Obligation $3,608

Beds
4
Baths
2
Park
3
Sqft
700-1100
DOM
28d
Score
18
Yield
4.6%
Cash on Cash
-4.8%
Cap Rate
3.5%
5Y IRR
11.8%
10Y IRR
11.6%
Property Type-Detached
MLS® Number-X13830750
Beds-4
Bathrooms-2
Size-700-1100 sqft
Lot Size-52 × 128 ft
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,920 (2025)
Parking-3 - None
Basement-Finished, Separate Entrance
Heating-Forced Air (Gas)
Brokerage-eXp Realty
Cooling-None
Laundry-No
Fireplace-Yes
Pool-None
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-Immed/TBA
Neighbourhood-Riverside Park
Title-Residential Freehold

No agent assigned

Brick Bungalow on a 52x128 foot lot in an established neighborhood near Riverside Park! Three bedrooms, one bathroom, an updated kitchen,and a large living room are on the main level. Downstairs is finished with a family room, fourth bedroom, and full bathroom. It would make a fantastic second unit by utilizing the separate rear staircase or side entrance. The backyard is quite large and fenced - offering plenty of room for kids and pets to play. It could also easily accommodate an ADU if you're looking for another income generator. Surrounded by great schools, shopping, and parks, this is a great retirement bungalow, family home, or rental property.

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$
%
%
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$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,608/mo
Mortgage $2,823
Monthly Loss $2,865
Principal$743
Interest$2,080
Property Tax$410
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.2%24
10-Year IRR
9.2%
Returns Index
13.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$32,196/yr
NOI
$19,556/yr
Net Cash Flow
-$1,194/mo
Cash Margin
-44.5%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
2.7 mo43
Risk Index
22.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 79 Dumbarton Street

Time

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