131 Cooks Mill Road, Puslinch

$1,795,000
131 Cooks Mill Road

$1,795,000

New
28d
Detached2-Storey

131 Cooks Mill Road, Puslinch

Total Monthly Obligation $8,240

Beds
4
Baths
4
Park
6
Sqft
2500-3000
DOM
28d
Score
16
Yield
3.8%
Cash on Cash
-6.3%
Cap Rate
3.2%
5Y IRR
10.6%
10Y IRR
10.7%
Property Type-Detached
MLS® Number-X13830822
Beds-4
Bathrooms-4
Size-2500-3000 sqft
Lot Size-152.05 × 511.27 ft
Listed on site-Sep 25, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$7,495.27 (2026)
Parking-8 - Attached
Basement-Full, Unfinished
Heating-Forced Air (Propane)
Brokerage-RE/MAX Real Estate Centre Inc
Cooling-Central Air
Laundry-No
Fireplace-Family Room
Pool-None
Facing-South
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Septic
Possession-Flexible
Neighbourhood-Rural Puslinch East
Title-Residential Freehold

No agent assigned

Charming 4-bdrm home + in-law suite on almost 2-acres with 175ft of river frontage along one of Puslinch's prestigious streets! It feels like your own private cottage yet you're less than 5-min from Guelph's amenities & close to 401-ideal location for commuters! The driveway leads to the 2-car garage while mature trees & expansive property create an immediate sense of privacy. Inside French doors open to LR lined W/large windows. DR offers elegant backdrop for family dinners & holiday meals. Kitchen offers S/S appliances incl. dual oven, lots of counter & cabinetry space, pantry cupboard & B/I desk. Large window above dbl sink frames scenic views of the property while adjoining breakfast area offers wainscoting & picture windows. FR is centred around a fireplace W/custom B/Is. 2pc bath completes main level. Natural light pours through skylight above the staircase as you arrive on upper level where you'll find 4 bdrms. Primary bdrm with W/I closet & renovated 3pc ensuite W/new quartz-topped vanity. 3 add'l bdrms offer lots of natural light & closet space. Updated 4pc bath W/quartz-topped vanity & shower/tub. Above the garage you'll find a private studio apt W/sep ent, kitchenette & bathroom. Ideal spot for teens, in-laws, potential for add'l income or can be incorporated into primary bdrm to create an expansive retreat. Outside the new back deck W/steel railings offers perfect spot for BBQs & entertaining. Cedar-chip trails wind through trees & lead to the riverfront where private deck showcases views of the water. Have a fire by the river, launch a canoe or relax in the privacy. Updates: bathroom renos & back deck 2026, laundry set & water softener 2021, pot lights 2021 & patio 2019. At the end of the street is Smith Property Loop trail. Less than 10-min to Stone Rd Mall, UofG & Pergola Commons. Privacy, space, riverfront & just mins from the city, this home delivers country living without sacrificing convenience

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$1,436,000
Land Transfer Taxes$32,375
Legal Fees (Est.)
$
Total cash required for closing$392,875

Total Monthly Obligation

$8,240/mo
Mortgage $7,241
Monthly Loss $6,335
Principal$1,905
Interest$5,335
Property Tax$625
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.8%17
Cash-on-Cash
-9.5%1
5-Year IRR
8.0%23
10-Year IRR
9.0%
Returns Index
13.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$69,000/yr
NOI
$50,105/yr
Net Cash Flow
-$3,065/mo
Cash Margin
-53.3%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.586
LTV Ratio
80.0%18
Vacancy Buffer
1.2 mo19
Risk Index
14.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 131 Cooks Mill Road

Time

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