4 Manor Road, St. Catharines

$649,000
4 Manor Road

$649,000

Price Change
27d
Detached1 1/2 Storey

4 Manor Road, St. Catharines

Total Monthly Obligation $3,380

Beds
3
Baths
2
Park
6
Sqft
1100-1500
DOM
27d
Score
21
Yield
5.7%
Cash on Cash
-0.2%
Cap Rate
4.5%
5Y IRR
15.4%
10Y IRR
14.5%
Property Type-Detached
MLS® Number-X13831770
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-67 × 125.7 ft
Listed on site-Sep 26, 2026
Style-1 1/2 Storey
Building Type-Detached
Taxes-$4,642.31 (2026)
Parking-7 - Detached
Basement-Full, Partially Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Block
Sewer-Sewer
Possession-Quick Possession
Neighbourhood-442 - Vine/Linwell
Title-Residential Freehold

No agent assigned

Lovely, Well-Maintained 1 1/2 Storey Home with Modern Updates! Welcome to this charming and well-maintained 1 1/2 Storey home, offering comfortable living space, thoughtful updates and plenty of room for the whole family. Featuring 3 bedrooms, including a convenient main-floor bedroom, this home offers wonderful flexibility for families, guests or those looking for main-floor living. The spacious living room features a large picture window, filling the space with natural light and flowing nicely into the formal dining room - an inviting space for family meals and entertaining. The bright kitchen offers ample cupboard and counter space. Upstairs you'll find two additional bedrooms and a 4-piece bathroom, while the finished lower-level recreation room provides valuable additional living space along with a 3-piece bathroom. Outside, enjoy the large fully fenced backyard, offering plenty of space for children, pets, gardening and summer gatherings. The welcoming front deck with modern glass railings is a great spot to relax and enjoy the outdoors. Additional features include newer energy-efficient windows, a 1.5-car garage and an extra-wide driveway with parking for up to 6 vehicles - perfect for multiple vehicles, guests and entertaining. Conveniently located close to schools, shopping and all amenities, this home combines comfortable living with everyday convenience. Well maintained, thoughtfully updated and ready for its next owners - this is a home you'll be proud to call your own.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$519,200
Land Transfer Taxes$9,455
Legal Fees (Est.)
$
Total cash required for closing$140,755

Total Monthly Obligation

$3,380/mo
Mortgage $2,618
Monthly Loss $2,691
Principal$689
Interest$1,929
Property Tax$387
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.7%24
Cash-on-Cash
-5.4%2
5-Year IRR
11.4%45
10-Year IRR
11.7%
Returns Index
23.8/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
21/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$36,672/yr
NOI
$23,862/yr
Net Cash Flow
-$629/mo
Cash Margin
-20.6%0
Cash Flow Index
0.1/ 100
Risk Profile
Weight: 20%
DSCR
0.7612
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
25.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 4 Manor Road

Time

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Data last updated within the past 24 hours.