236 Ridge Road, Cambridge

$1,099,000
236 Ridge Road

$1,099,000

New
27d
Detached2-Storey

236 Ridge Road, Cambridge

Total Monthly Obligation $5,582

Beds
4
Baths
4
Park
4
Sqft
3000-3500
DOM
27d
Score
16
Yield
4.2%
Cash on Cash
-7.1%
Cap Rate
3.1%
5Y IRR
10.0%
10Y IRR
10.2%
Property Type-Detached
MLS® Number-X13832038
Beds-4
Bathrooms-4
Size-3000-3500 sqft
Lot Size-43.03 × 103.47 ft
Listed on site-Sep 26, 2026
Style-2-Storey
Building Type-Detached
Taxes-$9,288 (2026)
Parking-6 - Attached
Basement-Full
Heating-Forced Air (Gas)
Brokerage-HOMELIFE MAPLE LEAF REALTY LTD.
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-TBD
Title-Residential Freehold

No agent assigned

Price Right for Quick Sale!! This stunning 3,167 sq. ft. home features 4 spacious bedrooms plus a huge loft/office that can easily be converted into a 5th bedroom, complete with its own private balcony. Enjoy 4 washrooms, 9-foot ceilings on the main floor, upgraded 8-foot-tall doors, and a bright office with a beautiful bay window. The open-concept layout offers a spacious family room with a gas fireplace, formal dining room, and an impressive kitchen featuring granite countertops, granite backsplash, and upgraded taller cabinets. This fully brick home is ideally located just steps from breathtaking walking trails, parks, and schools-perfect for families looking for space, comfort, and an incredible community lifestyle!

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$879,200
Land Transfer Taxes$18,455
Legal Fees (Est.)
$
Total cash required for closing$239,755

Total Monthly Obligation

$5,582/mo
Mortgage $4,433
Monthly Loss $4,416
Principal$1,167
Interest$3,267
Property Tax$774
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.5%15
Cash-on-Cash
-10.9%1
5-Year IRR
7.1%19
10-Year IRR
8.3%
Returns Index
10.6/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$45,852/yr
NOI
$27,479/yr
Net Cash Flow
-$2,143/mo
Cash Margin
-56.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.525
LTV Ratio
80.0%18
Vacancy Buffer
1.7 mo27
Risk Index
16.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 236 Ridge Road

Time

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