248 Vansickle Road, St. Catharines

$749,900
248 Vansickle Road

$749,900

New
28d
DetachedSidesplit 4

248 Vansickle Road, St. Catharines

Total Monthly Obligation $3,838

Beds
3
Baths
2
Park
3
Sqft
1100-1500
DOM
28d
Score
18
Yield
4.8%
Cash on Cash
-4.0%
Cap Rate
3.7%
5Y IRR
12.4%
10Y IRR
12.1%
Property Type-Detached
MLS® Number-X13832344
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-100 × 150 ft
Listed on site-Sep 25, 2026
Style-Sidesplit 4
Building Type-Detached
Taxes-$5,263 (2025)
Parking-4 - Attached
Basement-Development Potential, Finished, Separate Entrance, Walk-Out, Finished with Walk-Out
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Yes
Pool-None
Facing-East
Exterior-Brick, Metal/Steel Siding
Roof-Fibreglass Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Immediate
Neighbourhood-462 - Rykert/Vansickle
Title-Residential Freehold

No agent assigned

Some homes are renovated. Others are simply cared for exceptionally well. Owned by the same family since 1965, this 3-bedroom, 2-bath 4 level sidesplit is a remarkable example of pride of ownership, with decades of meticulous care evident throughout. The décor reflects its era, but the condition is exceptional-embrace the beautifully preserved retro character or thoughtfully update it over time. Major improvements include an owned furnace, central air and hot water tank, all replaced in 2023, plus a roof updated in 2015.The lower level offers impressive flexibility with unusually large windows providing abundant natural light, a separate walkout, generous living space and a recently updated bathroom with a large tiled roll-in shower.Outside is where this property truly sets itself apart. The extraordinary 100' x 150' lot has been lovingly cultivated with established vegetable and herb gardens, raspberries, red and green grapes, four varieties of pear trees and a Red Delicious apple tree. An existing outbuilding once accommodated chickens and rabbits, adding to the appeal for gardeners and those dreaming of an urban homestead lifestyle.Comprised of two whole lots on the registered plan of subdivision, the property's impressive size and configuration may offer intriguing future possibilities, subject to municipal approvals and buyer due diligence.With an attached garage, mature grounds and more than 60 years of careful stewardship, this is a property that would be difficult to recreate. Preserve its retro charm, make it your own and write the next chapter at 248 Vansickle Road.

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(utilities, internet...)
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%
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Closing Costs

Mortgage Amount
$599,920
Land Transfer Taxes$11,473
Legal Fees (Est.)
$
Total cash required for closing$162,953

Total Monthly Obligation

$3,838/mo
Mortgage $3,025
Monthly Loss $3,042
Principal$796
Interest$2,229
Property Tax$439
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.6%1
5-Year IRR
8.9%28
10-Year IRR
9.7%
Returns Index
15.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$35,760/yr
NOI
$22,421/yr
Net Cash Flow
-$1,156/mo
Cash Margin
-38.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
2.5 mo40
Risk Index
22.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 248 Vansickle Road

Time

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