55 Darby Road, Guelph

$949,900
55 Darby Road

$949,900

Price Change
27d
Detached2-Storey

55 Darby Road, Guelph

Total Monthly Obligation $4,748

Beds
5
Baths
4
Park
3
Sqft
1500-2000
DOM
27d
Score
17
Yield
4.5%
Cash on Cash
-5.0%
Cap Rate
3.5%
5Y IRR
11.6%
10Y IRR
11.5%
Property Type-Detached
MLS® Number-X13832406
Beds-5
Bathrooms-4
Size-1500-2000 sqft
Lot Size-49.21 × 143.3 ft
Listed on site-Sep 26, 2026
Style-2-Storey
Building Type-Detached
Age-31-50
Taxes-$6,499 (2025)
Parking-5 - Attached
Basement-Apartment, Finished, Full, Separate Entrance, Walk-Up
Heating-Forced Air (Gas)
Brokerage-RE/MAX ESCARPMENT REALTY INC.
Cooling-Central Air
Laundry-No
Fireplace-Living Room, Natural Gas
Pool-None
Facing-North
Exterior-Brick, Vinyl Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-flexible 30/60/90
Neighbourhood-Willow West/Sugarbush/West Acres
Title-Residential Freehold

No agent assigned

Beautifully updated and versatile family home in Guelph's west end. Generous living space, a large fenced yard and City-approved self-contained accessory apartment. The main level is bright, stylish and designed for everyday family living. Vaulted ceilings and a gas fireplace with stone surround create a dramatic focal point in the living and dining area, while the updated kitchen features crisp white cabinetry, sleek counters, stainless steel appliances and a sunny breakfast area overlooking the backyard. Just off the kitchen, the spacious family room offers a relaxed second living space with a walkout to the deck and yard. Main-floor also features a separate laundry room with access to garage and a convenient powder room. Upstairs, hardwood stairs lead to three comfortable bedrooms. The spacious primary bedroom features two closets and its own ensuite, while the additional bedrooms offer great space for family, guests or a home office. Matching flooring throughout the second level, updated lighting and large windows give the entire floor a bright, cohesive feel. The lower level adds an entirely separate dimension to the home. The accessory apartment features its own covered exterior entrance, full kitchen, living area, bedroom and separate den, 4-piece bathroom and private laundry access. Fully self-contained, it offers outstanding flexibility for extended family, multi-generational living, adult children or additional income potential. The furnace/storage area and landing remain accessible for the main residence. Outside, enjoy a large fully fenced backyard with mature trees, established landscaping, deck and patio space - plenty of room to entertain, garden or let kids and pets play. Tons of parking with room for three cars in the driveway plus an attached double-car garage.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$759,920
Land Transfer Taxes$15,473
Legal Fees (Est.)
$
Total cash required for closing$206,953

Total Monthly Obligation

$4,748/mo
Mortgage $3,832
Monthly Loss $3,740
Principal$1,008
Interest$2,823
Property Tax$542
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.9%17
Cash-on-Cash
-9.2%1
5-Year IRR
8.4%25
10-Year IRR
9.3%
Returns Index
13.9/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$42,516/yr
NOI
$27,265/yr
Net Cash Flow
-$1,560/mo
Cash Margin
-44.0%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.597
LTV Ratio
80.0%18
Vacancy Buffer
2.0 mo32
Risk Index
18.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 55 Darby Road

Time

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