81 Ziraldo Road N, St. Catharines

$799,900
81 Ziraldo Road N

$799,900

New
27d
DetachedSidesplit 5

81 Ziraldo Road N, St. Catharines

Total Monthly Obligation $4,042

Beds
3
Baths
2
Park
4
Sqft
1100-1500
DOM
27d
Score
16
Yield
3.8%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.3%
10Y IRR
9.7%
Property Type-Detached
MLS® Number-X13832732
Beds-3
Bathrooms-2
Size-1100-1500 sqft
Lot Size-50 × 100 ft
Listed on site-Sep 26, 2026
Style-Sidesplit 5
Building Type-Detached
Age-31-50
Taxes-$5,281 (2026)
Parking-5 - Attached
Basement-Partially Finished, Partial Basement
Heating-Forced Air (Electric)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-Fireplace Insert, Electric
Pool-Above Ground
Facing-East
Exterior-Brick, Aluminum Siding
Roof-Asphalt Shingle
Foundation-Poured Concrete
Sewer-Sewer
Possession-30 days or TBA
Neighbourhood-439 - Martindale Pond
Title-Residential Freehold

No agent assigned

Beautifully kept and cared for multi level sidesplit located in a great family area in north St. Catharines. Nicely landscaped with fully fenced rear yard, shed, above ground pool with newer liner and new surrounding deck. The interior includes a raised eat-in kitchen, living room/dining room open concept and main level family room with fireplace and built in cabinets leading to an attached three season sunroom. The lower level has a finished recreation room with pool table and leads to a basement ideal for workshop and laundry. The attached garage has an inside entrance, the large tiled foyer provides easy access to all the main levels. This home is available for a quick closing if needed and there is nothing to do but move in.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$639,920
Land Transfer Taxes$12,473
Legal Fees (Est.)
$
Total cash required for closing$173,953

Total Monthly Obligation

$4,042/mo
Mortgage $3,227
Monthly Loss $3,193
Principal$849
Interest$2,378
Property Tax$440
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.2%0
5-Year IRR
6.0%14
10-Year IRR
7.5%
Returns Index
8.5/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$30,528/yr
NOI
$17,694/yr
Net Cash Flow
-$1,752/mo
Cash Margin
-68.9%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
2.4 mo38
Risk Index
20.2/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 81 Ziraldo Road N

Time

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Data last updated within the past 24 hours.