14 Fairlawn Court, St. Catharines

$879,900
14 Fairlawn Court

$879,900

New
26d
DetachedSidesplit 5

14 Fairlawn Court, St. Catharines

Total Monthly Obligation $4,462

Beds
4
Baths
3
Park
2
Sqft
1500-2000
DOM
26d
Score
16
Yield
3.9%
Cash on Cash
-8.0%
Cap Rate
2.9%
5Y IRR
9.2%
10Y IRR
9.6%
Property Type-Detached
MLS® Number-X13832844
Beds-4
Bathrooms-3
Size-1500-2000 sqft
Lot Size-40 × 173.9 ft
Listed on site-Sep 27, 2026
Style-Sidesplit 5
Building Type-Detached
Age-31-50
Taxes-$6,447 (2025)
Parking-2 - Attached
Basement-Finished, Full, Separate Entrance, Walk-Up
Heating-Forced Air (Gas)
Brokerage-RE/MAX NIAGARA REALTY LTD, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Family Room, Natural Gas
Pool-Inground
Facing-North
Exterior-Brick Front
Roof-Asphalt Shingle
Foundation-Concrete
Sewer-Sewer
Possession-Immediate
Neighbourhood-444 - Carlton/Bunting
Title-Residential Freehold

No agent assigned

Beautifully maintained multi-level split on a rare pie-shaped corner lot (40' x 173') in a family-friendly St. Catharines neighbourhood. This spacious home offers 3 above-grade bedrooms and 3 carpet-free, 3-piece bathrooms. Updated kitchen features stainless steel appliances, granite countertops, matching feature wall and backsplash, oversized windows and island dining overlooking the pool and landscaped yard. Custom oak trim, crown moulding and wrought-iron railings were matched and installed by Imperial Hardwood, while most windows feature custom blinds by Better Shade. The upstairs bathroom is a true retreat with a Bain Ultra air-jet tub, Wi-Fi connectivity and ambient lighting, an upgrade creating a spa-like experience. Three gas fireplaces add warmth and character, including an open-flame feature. Main-floor laundry offers flexibility to relocate downstairs or convert the room back to a bedroom. The original double-car garage has been converted into a bright, fully insulated family room with gas fireplace, heating/cooling, custom blinds and side access to an oversized shed and side gardens. Easily converted back to a garage if desired. Lower level offers a potential in-law suite with kitchen and private entrance, ideal for extended family or potential income. Outside, enjoy your private resort with a solar-heated saltwater pool with renewed Pebble Tec interior ($10,000 upgrade), Durarock pool deck, 2-year-old Elephant safety cover and pool cleaner. Evenings are impressive with the illuminated pool and built-in waterfall. Outdoor spaces include an extended primary bedroom balcony, covered patio, gazebo and shaded BBQ/patio area. Decorative pond with bridge adds charm, plus a hidden fenced area ideal for seedlings. 200-amp electrical service supports the pool, hot tub and household demands. Lovingly maintained by a large family, this exceptional home offers flexible living, premium finishes and a resort-style backyard designed for family living and entertaining.

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%
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$
$
(utilities, internet...)
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%
%

Closing Costs

Mortgage Amount
$703,920
Land Transfer Taxes$14,073
Legal Fees (Est.)
$
Total cash required for closing$191,553

Total Monthly Obligation

$4,462/mo
Mortgage $3,549
Monthly Loss $3,528
Principal$934
Interest$2,615
Property Tax$537
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.2%13
Cash-on-Cash
-12.1%0
5-Year IRR
6.1%15
10-Year IRR
7.6%
Returns Index
8.7/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
16/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,080/yr
NOI
$19,725/yr
Net Cash Flow
-$1,906/mo
Cash Margin
-67.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.464
LTV Ratio
80.0%18
Vacancy Buffer
2.2 mo34
Risk Index
18.8/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 14 Fairlawn Court

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