98 Village Road, St. Catharines

$699,900
98 Village Road

$699,900

Price Change
28d
DetachedBungalow

98 Village Road, St. Catharines

Total Monthly Obligation $3,663

Beds
2
Baths
2
Park
4
Sqft
1100-1500
DOM
28d
Score
18
Yield
4.9%
Cash on Cash
-3.8%
Cap Rate
3.8%
5Y IRR
12.5%
10Y IRR
12.2%
Property Type-Detached
MLS® Number-X13834772
Beds-2
Bathrooms-2
Size-1100-1500 sqft
Lot Size-93.15 × 176.07 ft
Listed on site-Sep 25, 2026
Style-Bungalow
Building Type-Detached
Age-51-99
Taxes-$5,581.83 (2026)
Parking-5 - Attached
Basement-Finished
Heating-Forced Air (Gas)
Brokerage-RE/MAX GARDEN CITY REALTY INC, BROKERAGE
Cooling-Central Air
Laundry-No
Fireplace-Electric
Pool-On Ground
Facing-South
Exterior-Brick
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-TBD
Neighbourhood-461 - Glendale/Glenridge
Title-Residential Freehold

No agent assigned

HOME ISN'T JUST WHERE YOU LIVE - IT'S WHERE YOU ESCAPE TO. WELCOME HOME TO YOUR OWN PRIVATE HAVEN! Tucked away on a beautiful ravine lot in the sought-after South End of St. Catharines, 98 Village Road is a very special completely updated bungalow where comfort, style and outdoor living come together beautifully. From the moment you arrive, the gorgeous new front porch, complete with custom posts, sets the tone for a home that feels warm, welcoming and truly loved. It's the perfect spot to enjoy your morning tea or unwind at the end of the day. Step inside and discover a beautifully refreshed interior featuring a large new kitchen with new appliances, stylish new flooring throughout, two generously sized bedrooms and an updated 4-piece bathroom. The thoughtful updates and inviting layout make this home truly move-in ready. And then there's the backyard... your own private staycation destination! Surrounded by beautiful gardens and the peaceful backdrop of the ravine, this outdoor space is designed for relaxing and entertaining. Enjoy summer evenings on the covered back patio, soak in the hot tub under the stars, or take a dip in the new swim spa - perfect for year-round enjoyment. The lower level adds even more living space with a cozy recreation room, updated 4-piece bathroom and an abundance of storage for all your needs. Beautifully updated. Peacefully set. Designed for everyday enjoyment. Whether you're looking for a quiet retreat, a home to entertain family and friends, or simply a place where you can slow down and enjoy life, 98 Village Road is ready to welcome you home.

$
$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$559,920
Land Transfer Taxes$10,473
Legal Fees (Est.)
$
Total cash required for closing$151,953

Total Monthly Obligation

$3,663/mo
Mortgage $2,823
Monthly Loss $2,920
Principal$743
Interest$2,080
Property Tax$465
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.0%18
Cash-on-Cash
-8.6%1
5-Year IRR
8.9%28
10-Year IRR
9.7%
Returns Index
15.2/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
18/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$34,404/yr
NOI
$20,882/yr
Net Cash Flow
-$1,083/mo
Cash Margin
-37.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.627
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo43
Risk Index
22.7/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 98 Village Road

Time

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Data last updated within the past 24 hours.