11 Rebecca Street, St. Catharines

$751,315
11 Rebecca Street

$751,315

New
25d
DetachedBungalow

11 Rebecca Street, St. Catharines

Total Monthly Obligation $3,743

HausQ Valuation Report
Beds
4
Baths
3
Park
2
Sqft
700-1100
DOM
25d
Score
17
Yield
4.0%
Cash on Cash
-6.9%
Cap Rate
3.1%
5Y IRR
10.1%
10Y IRR
10.3%
Property Type-Detached
MLS® Number-X13835202
Beds-4
Bathrooms-3
Size-700-1100 sqft
Lot Size-41 × 95 ft
Listed on site-Sep 28, 2026
Style-Bungalow
Building Type-Detached
Taxes-$4,053 (2026)
Parking-3 - Detached
Basement-Full, Finished
Heating-Forced Air (Gas)
Brokerage-ROYAL LEPAGE NRC REALTY
Cooling-Central Air
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Stucco (Plaster)
Roof-Asphalt Shingle
Foundation-Concrete Block
Sewer-Sewer
Possession-Flexible
Neighbourhood-459 - Ridley
Title-Residential Freehold

No agent assigned

Charming bungalow in the sought-after Ridley area, a lovely neighbourhood close to shopping, the GO Train station, and Ridley College. The property also features a detached garage and private driveway. This home offers 1,050 sq. ft. of comfortable living space on the main floor, featuring 3 spacious bedrooms, a bright living room, a kitchen with a breakfast bar, and 2 bathrooms, including one 4-piece and one 3-piece. One of the bedrooms features a walk-out to a lovely 3-season sunroom overlooking the peaceful backyard, which can also be accessed directly from the kitchen. The finished basement includes a large bedroom, updated 4-piece bathroom, expansive rec room with wet bar, and a separate entrance for added convenience. Enjoy a private, low-maintenance backyard with no grass to cut, perfect for relaxing and entertaining.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$601,052
Land Transfer Taxes$11,501
Legal Fees (Est.)
$
Total cash required for closing$163,264

Total Monthly Obligation

$3,743/mo
Mortgage $3,031
Monthly Loss $2,946
Principal$797
Interest$2,233
Property Tax$338
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
2.4%14
Cash-on-Cash
-11.2%0
5-Year IRR
6.8%17
10-Year IRR
8.1%
Returns Index
10.0/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
17/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$29,736/yr
NOI
$18,209/yr
Net Cash Flow
-$1,513/mo
Cash Margin
-61.1%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.505
LTV Ratio
80.0%18
Vacancy Buffer
2.6 mo42
Risk Index
21.6/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 11 Rebecca Street

Time

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