12 Glenhurst Circle, St. Catharines

$640,000
12 Glenhurst Circle

$640,000

New
25d
DetachedSidesplit

12 Glenhurst Circle, St. Catharines

Total Monthly Obligation $3,377

Beds
6
Baths
2
Park
3
Sqft
1100-1500
DOM
25d
Score
19
Yield
5.2%
Cash on Cash
-2.8%
Cap Rate
4.0%
5Y IRR
13.3%
10Y IRR
12.8%
Property Type-Detached
MLS® Number-X13835546
Beds-6
Bathrooms-2
Size-1100-1500 sqft
Lot Size-60 × 162.42 ft
Listed on site-Sep 28, 2026
Style-Sidesplit
Building Type-Detached
Taxes-$5,047 (2026)
Parking-4 - Attached
Basement-Finished, Walk-Out, Walk-Up
Heating-Forced Air (Gas)
Brokerage-BOSLEY REAL ESTATE LTD.,
Cooling-Central Air
Laundry-No
Fireplace-Natural Gas
Pool-None
Facing-North
Exterior-Brick
Roof-Shingles
Foundation-Poured Concrete
Sewer-Sewer
Possession-Flexible
Neighbourhood-456 - Oakdale
Title-Residential Freehold

No agent assigned

An opportunity for multi-generational families or investors looking for income potential! Tucked away on a quiet cul-de-sac in an ultra-convenient location, this 6-bedroom (5+1), 2-bath side-split offers a highly flexible layout for a variety of needs. The main floor features a bright living room, a functional dining area connecting to the kitchen. Down the hall, three bedrooms and a bathroom, and just a few steps up, there are two additional bedrooms which provide flexibility for a large family, home offices, or an extended rental setup. There are 5 bedrooms total on this level! The fully finished basement accessed through the kitchen plus its own separate entrance includes a kitchenette, a bathroom, and a large recreation room with a cozy gas fireplace. This layout makes it an ideal setup for a secondary income suite or a student rental. Outside, the property has a spacious backyard with a large patio framed by mature evergreen trees. Everyday convenience is a breeze with a single attached garage and an oversized driveway that easily accommodates 3+ vehicles. Location is everything: you are close to major amenities with easy access to transit routes serving local shopping centres, Brock University, and Niagara College. With its unbeatable space, layout, and location, this property makes perfect sense as both a forever family home and a turnkey investment.

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(utilities, internet...)
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Closing Costs

Mortgage Amount
$512,000
Land Transfer Taxes$9,275
Legal Fees (Est.)
$
Total cash required for closing$138,775

Total Monthly Obligation

$3,377/mo
Mortgage $2,582
Monthly Loss $2,698
Principal$679
Interest$1,902
Property Tax$421
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
3.1%19
Cash-on-Cash
-7.9%1
5-Year IRR
9.5%32
10-Year IRR
10.2%
Returns Index
17.1/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
19/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$33,000/yr
NOI
$20,153/yr
Net Cash Flow
-$902/mo
Cash Margin
-32.8%0
Cash Flow Index
0.0/ 100
Risk Profile
Weight: 20%
DSCR
0.658
LTV Ratio
80.0%18
Vacancy Buffer
2.8 mo47
Risk Index
24.5/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 12 Glenhurst Circle

Time

Comparables are calculated within a 3km radius based on properties sold or leased within the past 6 months. This helps you understand the current market value and potential rental yield with high precision.

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Data last updated within the past 24 hours.