59 St Paul Street, Belleville

$324,900
59 St Paul Street

$324,900

Price Change
25d
DetachedBungalow

59 St Paul Street, Belleville

Total Monthly Obligation $1,927

HausQ Valuation Report
Beds
2
Baths
1
Park
4
Sqft
700-1100
DOM
25d
Score
33
Yield
8.2%
Cash on Cash
9.5%
Cap Rate
6.6%
5Y IRR
23.2%
10Y IRR
21.0%
Property Type-Detached
MLS® Number-X13836174
Beds-2
Bathrooms-1
Size-700-1100 sqft
Lot Size-84 × 80 ft
Listed on site-Sep 28, 2026
Style-Bungalow
Building Type-Detached
Age-100+
Taxes-$2,898 (2026)
Parking-4 - Detached
Basement-Crawl Space
Heating-Forced Air (Propane)
Brokerage-Royal LePage ProAlliance Realty
Cooling-None
Laundry-No
Fireplace-No
Pool-None
Facing-South
Exterior-Vinyl Siding
Roof-Asphalt Shingle
Foundation-Concrete, Stone
Sewer-Sewer
Possession-Flexible
Neighbourhood-Belleville Ward
Title-Residential Freehold

No agent assigned

Looking for an easy to maintain home with everything conveniently located on one level? This charming 2 bedroom, 1 bathroom home offers a practical layout with good sized rooms throughout including a spacious kitchen with patio doors to a private 14 x 16 deck. The exterior features low maintenance vinyl siding, along with a newer roof completed in 2023. The furnace was updated approximately 10 years ago, and the electrical panel was upgraded in 2024 to 100-amp service. The 13 x 19 detached garage/workshop is a great bonus, featuring durable steel siding and a steel roof, providing plenty of space for storage, hobbies or a workshop. A great opportunity for those looking for comfortable one level living with several important updates already completed.

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$
%
%
$
$
$
(utilities, internet...)
$
%
%

Closing Costs

Mortgage Amount
$259,920
Land Transfer Taxes$3,349
Legal Fees (Est.)
$
Total cash required for closing$69,829

Total Monthly Obligation

$1,927/mo
Mortgage $1,311
Monthly Loss $1,582
Principal$345
Interest$966
Property Tax$242
Home Insurance$125
Variable Costs$250
Returns
Weight: 25%
Cap Rate
5.1%39
Cash-on-Cash
1.3%10
5-Year IRR
16.9%81
10-Year IRR
16.2%
Returns Index
44.3/ 100
Growth Sentiment
Weight: 20%
%/yr
Score+50
%/yr
Score+50
%
%
Growth Index
50.0/ 100
GradeD
33/ 100
Avoid•Pass

Strategy: Buy & Hold — Weights: CFI 35% · RI 25%
RKI 20% · GI 20%

Assumptions & Inputs
$/mo
%
$
yr
%
Cash Flow
Weight: 35%
Gross Rent
$26,688/yr
NOI
$16,621/yr
Net Cash Flow
$75/mo
Cash Margin
3.4%9
Cash Flow Index
8.9/ 100
Risk Profile
Weight: 20%
DSCR
1.0632
LTV Ratio
80.0%18
Vacancy Buffer
4.9 mo82
Risk Index
44.0/ 100

*This analysis is independently generated NOT provided by TREB or CREA.

Comparables

Properties near 59 St Paul Street

Time

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